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Bank representatives in this forum may be disadvantage for normal users?
- Thread starter Patil007
- Start date
- Replies 21
- Views 2K
I don't see an issue.
They're people too and many share the same interests, just because they work in banking doesn't make them any different.
Also anyone, even you or me can tip the bank's about loopholes/hacks whatever you call it.
Not just here, but anywhere, there could be bank/airline employees lurking around posing as users and there's nothing you can do about it.
And possibly putting stricter checks or verifications to weed out such users can backfire for the 99% of real users here.
The only thing you can actually do is keep them in check so they don't make spam, miusutilize or downright use it for nefarious purposes but usually they're beneficial and are helping out other users.
Also many don't want to be identified as such as it might backfire on them as they'd be representing the bank and might be liable for anything they say or do in the forum.
Also banks analyze their data, they'll find out about these things, usually fairly quickly. Points/rewards costs them money, lots of money. Nothing is free. And as such they have whole departments looking into these matters and actively investigating. Many probably know these issues way before you get to know them.
Now when it comes to fixing or deciding when to fix them is probably the major reason why they're still ongoing. It takes time, resources and also they have different and usually more urgent priorities.
Also blatant misuse might get the bank pulling these rewards from you. For silly things or amounts they won't bother, but in some cases they'll come for them. They're legally covered they just don't want a social media drama or to upset users.
So if you're exploiting them, don't be surprised if it comes back to bite you later on.
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Patil007
TF Legend
That’s true that any user can pose as normal user and it is difficult to identify them.
Spam check is already implemented by @TechnoFino now and we don’t see spams now. That is good thing 👍.
rockyBalboa
TF Ace
Banks are multi billion rupees businesses. They employ the best brains in the field. To think that they don't know the loopholes that we know is perhaps overstretched assumption. If they don't fix something that we think is a loophole, is perhaps something that is beneficial to them in a way we may not understand. So I think we need not worry about bank employees here and instead welcome them with open heart.
Fact but imo any working hack for rotation won’t last than 3 months I mean banks will monitor the transaction % of spending by all card users and focus to see the reality of those bulky amounts.
So obviously if we all use a pattern to rotate several lakhs then that will get patched after 3 months
Banking ppl here we use them for our help and guidance and they won’t collect this rotation tips and inform their bankers honestly a card selling guy will not have time to do all these things than his monthly targets
Only thing we can do search and lean new thats all whatever gets patched whenever we can search new lol
Also a global trend is having employees onto all sorts of social media platforms Twitter, Facebook, Instagram, Reddit, all sorts of forums, blogs, etc.
Their sole purpose is to assist customers and address issues in the best way possible. They'll also collect feedback to improve their service. Which is great!
I've seen in FlyerTalk, OMAT, TPG lots of cases where they'll jump right in to help users having issues with their insurance claims, credit card issues, booking problems, etc.
Overall there's more for them to gain with proper usage than the other way around.
Their sole purpose is to assist customers and address issues in the best way possible. They'll also collect feedback to improve their service. Which is great!
I've seen in FlyerTalk, OMAT, TPG lots of cases where they'll jump right in to help users having issues with their insurance claims, credit card issues, booking problems, etc.
Overall there's more for them to gain with proper usage than the other way around.
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Deleted member 5552
TF Legend
In the same way Amazon blocked RuPay prepaid cards to load wallet....
Batmanbaba
TF Legend
No loot is forever...... We can enjoy till it lasts.... Someone will know somehow.... Even cia and fbi can't keep secrets....
Not just enjoy while it lasts. They might come back to bite you, so yes, enjoy while you can but also plan for the worst in case scenario if they decide to come back for them.
SBI with the cashback-gate is one of these examples. Does that make them look like crap and screws their image? Absolutely!
But it's in the terms you agreed to, even if they were given by mistakenly they can claim these back.
I have my doubts if all these complaints to SBI and RBI will actually lead to something.
Let me just add something here. You do not have to worry much about it.
While you might be just taking water from the lake using a mug, some people have put a motor to pump out the water to tankers. I know people who are generating more miles than they (including their families) could possibly travel. There are big fishes out there than you can think.
While you might be just taking water from the lake using a mug, some people have put a motor to pump out the water to tankers. I know people who are generating more miles than they (including their families) could possibly travel. There are big fishes out there than you can think.
But I thank Amaz much since they allowed load via Uber for almost 45 days without any limit actually it’s big loot to me
All my cards which have spend based fee waiver i utilised for the year
For magnus monthly in last 2 months I used pencilton well
from feb new way to be identified let’s see
AsB
TF Legend
Also, you may get insider stories from bankers as well.
There is a way to get Magus as LTF, as said by such a banker. I only hope that he reads our posts against Axis Bank and shows it to his seniors as feedback, so that Axis Bank "may" improve its services.
Another example is Amex Card serviceable pin codes and how to get a card in non-serviceable code.
Some bankers may also help in solving application struck problem.
There is a way to get Magus as LTF, as said by such a banker. I only hope that he reads our posts against Axis Bank and shows it to his seniors as feedback, so that Axis Bank "may" improve its services.
Another example is Amex Card serviceable pin codes and how to get a card in non-serviceable code.
Some bankers may also help in solving application struck problem.
I dont think banks work like that , they have a proper BI team who works on offers etc , plus a legal department who works on policies etc . Just by seeing a bunch of people who are exploiting those policies they dont change those . They only change when their BI team analyses the data and sees some anomaly . Leave the employees , the CEO doesn't have the power to change policies as per their will unless backed by strong analytics .
Also businesses sometimes keeps loopholes so that users exploit them , take for example Microsoft, it knows there are millions of pirated copies out there , but it also knows that more the users join their network, the more they will get habituated to their ecosystem.
SiddharthR
TF Legend
You can use them for utilities and insurance if no other option and get 3.5% cb (buy from Cashback SBI)
Then I think I should directly pay from my other cards for 3.3% instead. Feels Bad though.
SiddharthR
TF Legend
That's only if your some amount is stuck or for some other exceptions where you will get more than cc😀