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SBI Card PhonePe SBI Card – CVP new SBI CC launching

Same name and different numbers and also with different limit
One with 303000 and another one 450000
I have contacted customer care they told me that there were 2 applications on my name of this card and at first the application which declined then after i mailed the nodal officer about the things but nothing happened at that time but the another one a call which was contacted by sbi central team she also approved the card that i have shared here.
The declined one also got approved which showed me the tentative limit of 303000 got approved and both happened on same day
He transferred the call to their senior team and told me that it's a very rare case in sbi
Can you share if both the applications were on same day and same platform sprint or phonepe app?
 
Although it’s not the totally correct thread for my question but still I am asking since I can’t find the correct specific one, if anyone finds it, paste the link, thanks.

Now the question-Is there any difference in benefits in SBI and HDFC card, PhonePe off course?
Since I am seeing the option of applying for the HDFC PhonePe in my app and I assume it would be lot easier for me to the get the approval from HDFC bank rather than SBI (which they already declined instantly, without even giving me the application no or credit score hit).
 
Although it’s not the totally correct thread for my question but still I am asking since I can’t find the correct specific one, if anyone finds it, paste the link, thanks.

Now the question-Is there any difference in benefits in SBI and HDFC card, PhonePe off course?
Since I am seeing the option of applying for the HDFC PhonePe in my app and I assume it would be lot easier for me to the get the approval from HDFC bank rather than SBI (which they already declined instantly, without even giving me the application no or credit score hit).
Huge difference is in 5% online cashback. HDFC one is eligible for some selected merchants and SBI one for all the eligible MCCs.
 
Although it’s not the totally correct thread for my question but still I am asking since I can’t find the correct specific one, if anyone finds it, paste the link, thanks.

Now the question-Is there any difference in benefits in SBI and HDFC card, PhonePe off course?
Since I am seeing the option of applying for the HDFC PhonePe in my app and I assume it would be lot easier for me to the get the approval from HDFC bank rather than SBI (which they already declined instantly, without even giving me the application no or credit score hit).
Limits on earning. HDFC provides half the limit. SBI black rewards 2K but hdfc 1K. Better check the respective tnc.
 
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