Although it’s not the totally correct thread for my question but still I am asking since I can’t find the correct specific one, if anyone finds it, paste the link, thanks.
Now the question-Is there any difference in benefits in SBI and HDFC card, PhonePe off course?
Since I am seeing the option of applying for the HDFC PhonePe in my app and I assume it would be lot easier for me to the get the approval from HDFC bank rather than SBI (which they already declined instantly, without even giving me the application no or credit score hit).