HDFC Swiggy Card (LFT) vs My Existing Cards – Worth Adding

[Reward Ninjas]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!

 

[AlgoTrader]

i am waiting for such offer

 

[Reward Ninjas]

i am waiting for such offer

so is these card worth to apply.???

 

[Dr.AMAN]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!

Swiggy HDFC card is one of the best cashback cards in the country. If u r regular swiggy food/instamart user then it is a must have card for u. Even if it was paid card u can recover the annual fees in 1st month itself. I have easily got around Rs.12000 cashback in last 11 months itself. Getting it LTF is even better. HDFC definitely allows 1 core + 2 cobranded cards. Some even have a 4th cobranded card like the Mariott bonvoy/UPI Rupay ones. For core card once u get 1 then u can only upgrade that existing cards.

 

[finsphere]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!

If you can write up your spends then people might be able to help in better way.