HDFC Swiggy Card (LFT) vs My Existing Cards – Worth Adding

[Reward Ninjas]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!