BOB Eterna is now becoming a most Popular Choice Credit Card

[jetesh]

BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.


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BOB Eterna Updates :





CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
CLICK HERE for Airport Lounge List

 

[jetesh]

Can existing cardholders also convert a paid card to LTF?

Ask branch ...

 

[bonheur]

Ask branch ...

I don’t have a savings account with them, I just have the card.

 

[akki7163]

if anyone not using fitpass voucher can sell me, i am intrested to buy.

 

[Ak2222]

I do not have any relationship with BoB, so can you please recommend which CC is good from this bank and which network? Looking for festive offers or discounts mainly and any secondary cards for other uses like UPI etc.,

 

[hellowo₹ld]

I do not have any relationship with BoB, so can you please recommend which CC is good from this bank and which network? Looking for festive offers or discounts mainly and any secondary cards for other uses like UPI etc.,

for specific use cases: none.. unless u need some airline offers which u can replace with other bank also. BOBCards no longer have dedicated offers that works only on them for ecommerce, food etc. there are alternatives.

And for UPI ignore BOBCard because they exclude reward points for 'super markets', 'fast food points', 'grocery', 'hospitals', 'retail stores', 'transportation'.. if ur UPI usage in other categories then check it.

TLDR; u do not need bobcard as of today for the ongoing offers, that can easily replace with other bank cards. Bob never solo in any offers, useful only for specific usecases only.

 

[sousnake]

for specific use cases: none.. unless u need some airline offers which u can replace with other bank also. BOBCards no longer have dedicated offers that works only on them for ecommerce, food etc. there are alternatives.

And for UPI ignore BOBCard because they exclude reward points for 'super markets', 'fast food points', 'grocery', 'hospitals', 'retail stores', 'transportation'.. if ur UPI usage in other categories then check it.

TLDR; u do not need bobcard as of today for the ongoing offers, that can easily replace with other bank cards. Bob never solo in any offers, useful only for specific usecases only.

Ok.. that means I can take risk of closing premier LTF and trying for eterna LTF.
Thanks

 

[hellowo₹ld]

Ok.. that means I can take risk of closing premier LTF and trying for eterna LTF.
Thanks

Eterna even LTF no useful for me.

- It needs 40k per quarter spends to get the unlimited lounge (apprx. 1.6L in a year)
- no reward points for majority categories for UPI spends (rupay network)
- no reward points for same online categories (only shopping gives 15 RP/100 but there are 5% online cards)
- not much of the special offers in 2024-25.

Only pro: paytm b1g1 (not sure for this reason to visit branch, get the card)

 

[Saral]

Eterna even LTF no useful for me.

- It needs 40k per quarter spends to get the unlimited lounge (apprx. 1.6L in a year)
- no reward points for majority categories for UPI spends (rupay network)
- no reward points for same online categories (only shopping gives 15 RP/100 but there are 5% online cards)
- not much of the special offers in 2024-25.

Only pro: paytm b1g1 (not sure for this reason to visit branch, get the card)

Does eterna visa gives timesprimes membership?

 

[pranjal1984]

Eterna even LTF no useful for me.

- It needs 40k per quarter spends to get the unlimited lounge (apprx. 1.6L in a year)
- no reward points for majority categories for UPI spends (rupay network)
- no reward points for same online categories (only shopping gives 15 RP/100 but there are 5% online cards)
- not much of the special offers in 2024-25.

Only pro: paytm b1g1 (not sure for this reason to visit branch, get the card)

I already said goodbye to BoB card last year. Closed Eterna and Snapdeal cards after devaluation. Only Energie LTF is left. After devaluation , keeping BoB cards is a burden on card limits as it contributes to needless overleverage.

 

[fradela]

I already said goodbye to BoB card last year. Closed Eterna and Snapdeal cards after devaluation. Only Energie LTF is left. After devaluation , keeping BoB cards is a burden on card limits as it contributes to needless overleverage.

Energie LTF also waste. I too have this card as LTF. But no use.

Most of the time they are not providing rewards properly. Need to monitor and email them.

Again we have to pay via HP Pay app.

For fuel, I use Kotak 811 Infinity Metal card which give 5% cashback and no GST. Free to use any fuel vendor.

 

[pranjal1984]

Energie LTF also waste. I too have this card as LTF. But no use.

Most of the time they are not providing rewards properly. Need to monitor and email them.

Again we have to pay via HP Pay app.

For fuel, I use Kotak 811 Infinity Metal card which give 5% cashback and no GST. Free to use any fuel vendor.

It is only a matter of time before Kotak excludes fuel from cashback. I have Kotak IOCL and HP Energie for my fuel spends. I was previously using SBI Cashback + Park+ combo to get IOCL vouchers before Credit Cards were discontinued.

 

[fradela]

It is only a matter of time before Kotak excludes fuel from cashback. I have Kotak IOCL and HP Energie for my fuel spends. I was previously using SBI Cashback + Park+ combo to get IOCL vouchers before Credit Cards were discontinued.

That's the reason I keep HP Energie as a backup.

 

[Saral]

How

Energie LTF also waste. I too have this card as LTF. But no use.

Most of the time they are not providing rewards properly. Need to monitor and email them.

Again we have to pay via HP Pay app.

For fuel, I use Kotak 811 Infinity Metal card which give 5% cashback and no GST. Free to use any fuel vendor.

To apply for this card?

 

[pranjal1984]

That's the reason I keep HP Energie as a backup.

Yes same here.

 

[mayankcse10]

Does eterna visa gives timesprimes membership?

No, Eterna is on Visa Infinite, not Signature.

 

[arthurmorgan]

if getting Eterna as LTF, is it worth it or not ?

I have below cards now

1. ICICI Sapphiro / Coral / Rubyx
2. Tata Neu Infinity

 

[TUSHAR.]

if getting Eterna as LTF, is it worth it or not ?

I have below cards now

1. ICICI Sapphiro / Coral / Rubyx
2. Tata Neu Infinity

You can use this card for bank specific offers, no harm in taking it as LTF

 

[sousnake]

if getting Eterna as LTF, is it worth it or not ?

I have below cards now

1. ICICI Sapphiro / Coral / Rubyx
2. Tata Neu Infinity

If you have only these two cards, then definitely worth it.

 

[arthurmorgan]

If you have only these two cards, then definitely worth it.

Something really special in this card ? or would this be a stepping stone for more high tier cards ?

 

[hellowo₹ld]

if getting Eterna as LTF, is it worth it or not ?

I have below cards now

1. ICICI Sapphiro / Coral / Rubyx
2. Tata Neu Infinity

Post in thread 'BOB Eterna is now becoming a most Popular Choice Credit Card'

Oct 15, 2025

Ok.. that means I can take risk of closing premier LTF and trying for eterna LTF.
Thanks

Eterna even LTF no useful for me.

- It needs 40k per quarter spends to get the unlimited lounge (apprx. 1.6L in a year)
- no reward points for majority categories for UPI spends (rupay network)
- no reward points for same online categories (only shopping gives 15 RP/100 but there are 5% online cards)
- not much of the special offers in 2024-25.

Only pro: paytm b1g1 (not sure for this reason to visit branch, get the card)

• hellowo₹ld

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