📌Need Help Applying for HDFC Millennia Lifetime Free Card Before 31st Oct ❔

[Piyush_]

Hi everyone,

I noticed that HDFC is offering the Millennia credit card as lifetime free (LTF) with no joining or annual charges, so I tried applying for it. However, I already have the HDFC Swiggy credit card, and when I submitted the application, I got a message saying: "You already have a card with us."

Now I’m confused — how can I apply for the Millennia LTF offer before 31st October if I already hold another HDFC card?
For reference:
- My credit score is 782
- My Swiggy card has a ₹1 lakh limit

I’m also attaching a screenshot of the error message I received — please check it as well and let me know if I’m missing something.

Is there a workaround or a specific process to follow for existing customers? Would really appreciate it if any forum member could guide me on how to successfully grab the Millennia card under this offer. 🙏

Thanks in advance!

 

[6ix9ine]

RIP, it's tough to get core brand while having co-branded cards. You have to play email - email or close Swiggy completely.

Then wait for 6 months and apply for millennia instead.

 

[Kabir_1112]

Try applying via an agent through a hdfc bank branch. Maybe they can help you. But getting 1st a core card and then a Co branded card is recommended for hdfc. If you want going through a hdfc branch credit card employee can be given a try.

 

[cardy]

These LTF offering campaign is not for existing card holders. It's for NTB customers only.

 

[AlooDum]

Where is the offer for LTF

 

[Bart Simpson]

They offering LTF for new members while charging annual fee for old members like me using it from last 3 years. So unfair 😡
They have reject my LTF request multiple times

 

[Piyush_]

RIP, it's tough to get core brand while having co-branded cards. You have to play email - email or close Swiggy completely.

Then wait for 6 months and apply for millennia instead.

“My biggest mistake was that I took this useless co-branded card under a pre-approved offer instead of the core card.”