(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (October 2025)

[Ra.One]

Payzapp doesnt allow to store this card, we can proceed by entering manually everytime.

Zap wallet -> Add money -> Add new card -> pay via GPR card manually. It works.

i raised a ticket on Payzapp.
Will drop a mail to ebixcash.

Can you check your transaction on Ebix wallet.
Mine shows "GPR-Purchase-Internet Transaction OFFUS". Is it the same for you as well?

 

[jcopper]

i raised a ticket on Payzapp.
Will drop a mail to ebixcash.

Can you check your transaction on Ebix wallet.
Mine shows "GPR-Purchase-Internet Transaction OFFUS". Is it the same for you as well?

Mine says PAYZAPP WALLET MUMBAI MH

 

[saber.mbt]

IndusInd A/C Credited; INR 3,162.00 Ref-CASH BACK CREDIT -IndusInd Bank

Finally redeemed 😁

 

[Abhishek012]

i raised a ticket on Payzapp.
Will drop a mail to ebixcash.

Can you check your transaction on Ebix wallet.
Mine shows "GPR-Purchase-Internet Transaction OFFUS". Is it the same for you as well?

Dnt contact payzapp yaar, just update the payzapp app and try next week monday.

Payzapp have some hidden limit and weekly limit. next week it will reset and you can load money.

 

[Ra.One]

Dnt contact payzapp yaar, just update the payzapp app and try next week monday.

Payzapp have some hidden limit and weekly limit. next week it will reset and you can load money.

bhai mera Payzapp pe pehle transaction tha, i dont think I breached any limit.
Next week Monday tak GPR ka CB khatam ho gaya toh?

 

[Strange]

IndusInd A/C Credited; INR 3,162.00 Ref-CASH BACK CREDIT -IndusInd Bank

Finally redeemed 😁

How did you redeem Indus DC RPs?

 

[Abhishek012]

bhai mera Payzapp pe pehle transaction tha, i dont think I breached any limit.
Next week Monday tak GPR ka CB khatam ho gaya toh?

Monday ko phir se transaction hone lagega, limit pura ho gaya hai, hidden limit hote hai payment gateways k bhi.

 

[Abhishek012]

How did you redeem Indus DC RPs?

Call ya mail kar k.

 

[gowthamv]

@Abhishek012 - What is the MCC of SBI Unipay Credit Card Bill payment?
Has it changed recently?

 

[Abhishek012]

@Abhishek012 - What is the MCC of SBI Unipay Credit Card Bill payment?
Has it changed recently?

Use SBI RuPay debit card and you can use anywhere for credit card bill payment like paytm, phonepe, freecharge, canara setu, billdesk website etc. No extra charges on RuPay transaction.

Also get reward points. Virtual card users also block and apply SBI Virtual RuPay debit card.

 

[Strange]

Call ya mail kar k.

Tumne khud redeem Kiya hai?

 

[gowthamv]

Use SBI RuPay debit card and you can use anywhere for credit card bill payment like paytm, phonepe, freecharge, canara setu, billdesk website etc. No extra charges on RuPay transaction.

Also get reward points. Virtual card users also block and apply SBI Virtual RuPay debit card.

Both physical and virtual debit cards gain reward points, right?

 

[Thoseabhi]

Does HSBC debit card works on ebix cash for 5%cb ?

 

[Abhishek012]

Both physical and virtual debit cards gain reward points, right?

Yes, SBI virtual RuPay and Physical RuPay both eligible for rewards.

 

[Abhishek012]

Tumne khud redeem Kiya hai?

Ya and 1 week pahele he kisi ne whatsapp group me he bola usne call ya mail kar k redeem kiya.

kuch customer support wale mana karte hai but baki request accept kar lete hai.

 

[shafiq49]

SBI RuPay debit card - you can use anywhere except wallet load and get rewards and no extra charges on RuPay.

Virtual card limit - 50k per day
Physical Global RuPay - 75k per day
Physical RuPay Platinum - 2 lakhs per day (im not sure but i think some other RuPay Platinum give higher limit more than 2 lakhs per day)
Physical RuPay Pragati Platinum - 5 lakhs per day

As per my knowledge, the max reward rate is 0.5% if we spend a lakh per month. Everything else is 0.25%. Is this correct?

Do you know any other debit card giving good rewards on tax payment?

I used to pay my advance taxes through the wealth debit card and that is history now.

I have the following debit cards: indusind signature select visa, hdfc platinum visa debit card, millenia debit card, federal bank, canara, bank of varoda rupay select cards.

I am also open to open a new account to get some reward points on tax payment. I have around 5L to be paid.

 

[Abhishek012]

As per my knowledge, the max reward rate is 0.5% if we spend a lakh per month. Everything else is 0.25%. Is this correct?

Do you know any other debit card giving good rewards on tax payment?

I used to pay my advance taxes through the wealth debit card and that is history now.

I have the following debit cards: indusind signature select visa, hdfc platinum visa debit card, millenia debit card, federal bank, canara, bank of varoda rupay select cards.

I am also open to open a new account to get some reward points on tax payment. I have around 5L to be paid.

RBL Bank Signature+ Debit Card and RBL Enterprise Debit Card also eligible for Tax payment.

 

[sandeepwow]

Does HSBC debit card works on ebix cash for 5%cb ?

This month only many people used using hsbc to load ebix cash..Need to wait for dec end to conform..
Customer care is saying mcc 6012 ,sometimes 4900...so not very clear...

 

[imrahul]

Is there any chance that the GPR 1% cashback offer gets extended?

 

[amitamie]

Hi everyone,
I need some expert guidance on credit card bill payments and cashback offers.

• SBI Card: Bill already generated, last date of payment is 7 Nov 2025
• ICICI, HDFC, AXIS: Bills will be generated on 2 Nov 2025

Total bill amount is around ₹1.2 lakh.
Can anyone please guide me how I can get cashback or rewards while making these bill payments?

Currently, I have an HDFC Platinum (old) Debit Card and 6 cards (mine + family).
Also, I’m planning to upgrade to the HDFC Millennia Debit Card next month — please suggest if it’s really worth it for bill payment rewards or if there’s any better option.

Thanks in advance for your help — this guidance will really help me optimize my payments and get some cashback benefit.