From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

[Abhishek012]

Please read the email again as it's still zero.

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Read here -

 

[Strange]

Read here -

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I didn't receive such email. I think it's not applicable for Select and higher variant account holders.

 

[Abhishek012]

I didn't receive such email. I think it's not applicable Select and higher variant account holders.

View attachment 113686

 

[6ix9ine]

Bank ko band karwado, bahut time ho gaya diwaliya (bankrupt) nhi hui koi bank

 

[2025]

I am not able to comprehend one thing that is IDFC has almost stopped giving rewards for so many MCCs since last few months including cc bill payment.

I thought people have moved on.

But, the kind of reaction I saw today is sort of overwhelming and unexpected.

 

[Abhishek012]

I am not able to comprehend one thing that is IDFC has almost stopped giving rewards for so many MCCs since last few months including cc bill payment.

I thought people have moved on.

But, the kind of reaction I saw today is sort of overwhelming and unexpected.

I think education payment, offline spend and few other loopholes ab bhi the.

 

[nikhilv0303]

I am not able to comprehend one thing that is IDFC has almost stopped giving rewards for so many MCCs since last few months including cc bill payment.

I thought people have moved on.

But, the kind of reaction I saw today is sort of overwhelming and unexpected.

Too many emotions attacched

 

[2025]

I think education payment, offline spend and few other loopholes ab bhi the.

Thanks to some well wishers here I knew some of those loopholes. But never thought so many people knew them.

Congratulations for you for being second 🥈 Reserve member here.

One request for you, RBL through wallet won't able to withstand so much load. Please be reasonable while sharing about RBL and related options. Your circle is already knew about them then whom are you promoting this? Please understand. Almost everything gone. Let dust settle under carpet. Please.

 

[ragnar]

Bhai agar kuch hai to bata do kam se kam 2 months tak rewards mile

 

[SSV]

Thanks to some well wishers here I knew some of those loopholes. But never thought so many people knew them.

Congratulations for you for being second 🥈 Reserve member here.

One request for you, payzapp and RBL won't able to withstand so much load. Please be reasonable while sharing about RBL and related options. Your circle is already knew about them then whom you are promoting this? Please understand. Almost everything gone. Let dust settle under carpet. Please.

Poor guy !! Feel very sad for you..

 

[Dr.AMAN]

Thanks to some well wishers here I knew some of those loopholes. But never thought so many people knew them.

Congratulations for you for being second 🥈 Reserve member here.

One request for you, RBL through wallet won't able to withstand so much load. Please be reasonable while sharing about RBL and related options. Your circle is already knew about them then whom are you promoting this? Please understand. Almost everything gone. Let dust settle under carpet. Please.

What u r saying makes sense. BTW what is the RBL loophole? Asking for a friend's friend😅

 

[SSV]

Now only thing left is saving interest 7% but that doesn't even need that long notice to change. That is also unsustainable. Now IDFC is only major bank offering this high rate.

I dont know how many people know that, it is a progressive rate of interest ..
not straight 7% from the first rupee itself.....

 

[SSV]

I dont know how many people know that, it is a progressive rate of interest ..
not straight 7% from the first rupee itself.....

View attachment 113687

I had explanied in detail about how progressive rate of interest works in this thread a long time ago..
Note the rates were as applicable at that time of posting .. they are not current rates...

Post in thread 'Bank account with good Savings interest'

Jan 30, 2024

Can't thank you enough.
Appreciation for summarizing in easy words.

SO, here is the summary for the 4 banks that we considered..
This table shows , how much effective interest rate we get for the entire SB account balance
(taking into consideration of different slab interest rates according to the each Bank)...

• SSV

• 
• 

 

[SSV]

Please understand. Almost everything gone. Let dust settle under carpet. Please.

This statement really ignites the individual involved to the core and produces the counter productive results which are diabolical in nature ....
May God Bless You !!

 

[2025]

This statement really ignites the individual involved to the core and produces the counter productive results which are diabolical in nature ....
May God Bless You !!

Poor guy !! Feel very sad for you..

Sir, the available emojis are inadequate for me to react on these. But, I read you and I think I understood your point. Thanks.

 

[Credit_Cards]

I had explanied in detail about how progressive rate of interest works in this thread a long time ago..
Note the rates were as applicable at that time of posting .. they are not current rates...

Post in thread 'Bank account with good Savings interest'

Jan 30, 2024

Can't thank you enough.
Appreciation for summarizing in easy words.

SO, here is the summary for the 4 banks that we considered..
This table shows , how much effective interest rate we get for the entire SB account balance
(taking into consideration of different slab interest rates according to the each Bank)...

• SSV

• 
• 

any updated thread or Post on the same topic?

Guess Slice Bank shall be the winner under 5L.

 

[koinahi]

Chalo ab shyd idfc 100+ jaa payga

 

[hender]

I dont know how many people know that, it is a progressive rate of interest ..
not straight 7% from the first rupee itself.....

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New 🆕 FDR rate card.,(04.11.25)

 

[iamdhamo]

Please read the email again as it's still zero.

View attachment 113681

Think it's old. Attaching my mail ss

 

[nikhilv0303]

Think it's old. Attaching my mail ss

Whats your account type?