RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking

Benefits: -



1. Spa Services (Quarterly)
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select Card gives you access to the best & authentic spa chains across India
From relaxing spa massages to traditional massages, select the perfect session that suits your mood

Complimentary Offers -

1. Four Fountains De-Stress Spa - 60 Minutes Swedish Body Massage
2. AromaThai Day Spa - 60 Min Traditional Thai Body Dry Massage
3. Kairali Ayurvedic Centre - 50 Min Abhyangam 2 Hand Massage
4. O2 Spa - Spa Treatment Coupon
5. Lakme Salon - Beauty Care Services E-Gift Card
6. HR Wellness Spa - Swedish Massage - 60 Min

Only one complimentary benefit from the above is redeemable per person per calendar year.



2. Health Check Up (Quarterly)
Get a comprehensive Health Checkup.
Get tested from the comfort of your home or Visit a Wellness Centre with advance equipment.

Complimentary Offers -

1. Thyrocare - Aarogyam Basic 2 Package - 79 Tests
   Included test - COMPLETE URINE ANALYSIS, DIABETES, COMPLETE HEMOGRAM, IRON DEFICIENCY, RENAL, LIPID, LIVER, THYROID
2. SRL Diagnostics - Healthcare Test Package -
   Included test - CBC ESR, GLYCO Hb (HBA1c), FBS, PPBS, Serum Uric Acid

Only one complimentary benefit from the above is redeemable per person per calendar year.

Only one complimentary benefit from the above is redeemable per person per calendar year.



3. Gym Access (Quarterly)
Avail Gym membership at special rates
Get access to the best Gym chains across India

Complimentary Offers -
Cult.fit - 3 Month Cure.Fit Live Subscription
Cult.fit - 1 Month Elite Pass Subscription

Only one complimentary benefit from the above is redeemable per person per quarter.



4. Golf Program (Quarterly)

Play Golf at the best quality golf courses in India.
Book your tee times in advance from RuPay website/RuPay Select Concierge.

Complimentary Offers -
Golf Course - The offer is inclusive of Green Fee only.
Golf Lessons - The offer is inclusive of Pro Charges and required equipment for the duration of the lesson.



5. OTT Benefits (Annual, Calendar Year)

Enjoy entertainment content on your personal devices
The RuPay Select Card gives you access to the best OTT platforms

Complimentary Offers -
1. Sony Liv Premium (12 Months) Subscription
2. Prime Video - 12 Month Annual Subscription
3. Hotstar / Zee5 - 1 Year Premium Subscription

Only one complimentary benefit from the above is redeemable per person per calendar year.



6. OLA/UBER Voucher (Quarterly)
Ola & Uber coupons for your convenience from RuPay Select.

Complimentary Offers -
1. Ola - Instant Gift Card - INR 100 (Added to uber wallet balance can be used for multiple orders)
2. Uber - Redeemable Coupon - INR 100 (Can be used only once if order value is above 100, not applicable for Moto ride)

Only one complimentary benefit from the above is redeemable per person per calendar year.



How To Book Above Service (Health Checkup/Spa/Gym Membership/Golf)?

1. Select the service you wants to avail.
2. Click on Redeem & pay Rs. 1 for card authentication.
3. You will receive a confirmation email with the coupon code.
4. To redeem the service, call the RuPay Support Team +91-4041891419 in advance, book an appointment and provide them with the coupon code.
5. The coupon code is valid for a period of 30 days from issue date for the stated service only.

RuPay Select Debit Card Issuing Bank With Charges:

You can get a Rupay select debit card from one of those banks:

Bank Name	Charges
Bank of Maharashtra	Annual Fees Rs. 600 + GST
Bank Of India	Annual Fees Rs. 800 + GST
UCO Bank	Issuance Fees - Rs. 1000 + GST; Renewal Fees - Rs. 900 + GST
Canara Bank	Annual Fees Rs. 1000 + GST
Central Bank Of India	Issuance Fees - Rs. 950 + GST; Renewal Fees - Rs. 950 + GST
City Union Bank	Rs. 250 + GST Per Year
Indian Bank	Issuance Fees - Rs. 1000 + GST; Renewal Fees - Rs. 1000 + GST
Punjab National Bank	Issuance Fees - Rs. 500 + GST; Renewal Fees - Rs. 500 + GST
Jana Small Finance Bank	Issuance Fees - Rs. 499 + GST; Renewal Fees - Rs. 499 + GST
Indian Overseas Bank	Issuance Fees - Rs. 800 + GST; Renewal Fees - Rs. 800 + GST
Union Bank Of India	Annual Fees - Rs. 400 + GST
Tamilnad Mercantile Bank	Issuance Fees - Rs. 1000 + GST; Renewal Fees - Rs. 1000 + GST
Bank of Baroda	Issuance Fees - Rs. 500 + GST; Renewal Fees - Rs. 500 + GST
Karnataka Bank	Free with Money Ruby (1L) & Money Platinum (3L) maintenance SB Account
State Bank Of India	Free with Wealth & Rhodium accounts
Suryoday Small Finance Bank	Free with Espire Savings Account (7.5L) maintenance
Tamilnad Mercantile Bank	Annual Fees Rs. 1000 + GST
Ujjivan Small Finance Bank	Free with MAXIMA savings account (1L) maintenance
Utkarsh Small Finance Bank	Annual Fees Rs. 1000 + GST

Few banks from above list may offer Rupay select debit card at zero annual fees or discounted annual fees with higher variant bank account.

Addl. Reference & Updates: (Possible upcoming changes)

https://www.npci.org.in/PDF/npci/rupay/2025/RuPay-OC030-FY-24-25-RuPay-Debit-Select-Card-Program-w-e-f-1st-April-2025.pdf

 

[RichieRich]

One doubt ... spa, gym etc vouchers refresh on RuPay's website every quarter ... does OTT benefits (which are refreshed yearly) refresh every year on January 1 ?? Or does it refresh yearly exactly one year after redeeming?

For example, if I took RuPay Select DC in December 2025 and activate it on say, 20th December ... I go ahead, redeem Amazon Prime (1 year) membership on that very same day.
Now, will be able to redeem any other OTT benefit on 1 January 2026 or will it be 1 year from 20th December 2025 which would be either 20th/21st December 2026 ??

even i have the same query

 

[2025]

One doubt ... ... does OTT benefits (which are refreshed yearly) refresh every year on January 1 ?? Or does it refresh yearly exactly one year after redeeming?

For example, if I took RuPay Select DC in December 2025 and activate it on say, 20th December ... I go ahead, redeem Amazon Prime (1 year) membership on that very same day.
Now, will be able to redeem any other OTT benefit on 1 January 2026 or will it be 1 year from 20th December 2025 which would be either 20th/21st December 2026 ??

even i have the same query

1 January 2026. t&c apply.

t&c: subject to continuity of the program.

 

[lucifer69]

Really noob question but can someone please help me choosing which bank should I apply for Rupay Select Card ( which gives those Rupay Select benefits as well ) as Eterna doesn't give except golf which is useless to me.

I would like to know what are the other best options open to both credit and debit. Looking at threads, I see PNB and Canara alongside BoB leading the charts.

Currently holding account in SBI and HDFC with credit cards from all major ones except HSBC

Thanks in Advance

 

[6ix9ine]

Really noob question but can someone please help me choosing which bank should I apply for Rupay Select Card ( which gives those Rupay Select benefits as well ) as Eterna doesn't give except golf which is useless to me.

I would like to know what are the other best options open to both credit and debit. Looking at threads, I see PNB and Canara alongside BoB leading the charts.

Currently holding account in SBI and HDFC with credit cards from all major ones except HSBC

Thanks in Advance

Any PSU is fine. Every PSU has rupay select, choose the one which is closer to your home and read that particular bank thread on TF. Simple as that.

Example: BOB, PNB, Central Bank, Canara Bank, IOB, Bank of Maharashtra, etc.

 

[akf]

It does not have wellness benefits.

So it does not have any additional benefit from what is being advertised by HSBC, especially being Rupay Select platform ?

 

[sahil1033]

can we check validity of Thyrocare voucher online?

 

[6ix9ine]

So it does not have any additional benefit from what is being advertised by HSBC, especially being Rupay Select platform ?

Nope, it's just for show-off.

 

[Deepak_9155]

can we check validity of Thyrocare voucher online?

3 0 days .

 

[Saral]

3 0 days .

as per t&c yes...but i am able to use voucher older than 3 month too

 

[Deepak_9155]

as per t&c yes...but i am able to use voucher older than 3 month too

Mail them, they will provide new code!

 

[Deepak_9155]

WHY@Abhishek012 ?
september me hi RSDC liya hu!

 

[2025]

WHY@Abhishek012 ?
september me hi RSDC liya hu!





View attachment 114121

Inko khujli ka dawah doh.

 

[abhinavs2206]

Why does the original post say that Gym access is quarterly but it also says 'Only one complimentary benefit from the above is redeemable per person per calendar year.' this. Can someone please provide a clarification on this?

 

[2025]

Why does the original post say that Gym access is quarterly but it also says 'Only one complimentary benefit from the above is redeemable per person per calendar year.' this. Can someone please provide a clarification on this?

Rectified. It's quarterly.

 

[federer.reddevil]

Does Union Bank of India Rupay Select DC have JioHotstar Premium subscription or its only available for their Rupay Select Credit Cards?

 

[Sai_Kiran]

Does Union Bank of India Rupay Select DC have JioHotstar Premium subscription or its only available for their Rupay Select Credit Cards?

No hotstar for Union credit or debit cards

Hotstar is available only in PNB select debit & new salary credit cards, Bob Tiara & Karnataka bank's family debit card

 

[lucifer69]

Any PSU is fine. Every PSU has rupay select, choose the one which is closer to your home and read that particular bank thread on TF. Simple as that.

Example: BOB, PNB, Central Bank, Canara Bank, IOB, Bank of Maharashtra, etc.

All three BoB, PNB and Canara are together here in my side. Infact, all banks are together except HSBC which does not exist here. I'll check the thread once again. Seems like BoB is the cheapest but there's PNB effectively free just one transaction/quarter. I'll check again but if you know PNB Select CC (1/quarter) gives same benefits as Canara/BoB Debit card?

 

[iamvk]

Any update on cult voucher redemption issue? I used a different number for banking and on xult

 

[lucifer69]

No hotstar for Union credit or debit cards

Hotstar is available only in PNB select debit & new salary credit cards, Bob Tiara & Karnataka bank's family debit card

What about Amazon Prime?

 

[Sup]

Can we get both old rsdc with cult and imperial rsdc at same time in pnb?