Union bank RuPay Unicorn Select Credit Card | Blinkit gv, Myntra gv, BMS, Free lounge, Swiggy, MMT 10% off Flight booking etc

[Abhishek012]

Union bank RuPay Unicorn Select Credit Card | Blinkit gv, Myntra gv, BMS, Free lounge, Swiggy, MMT 10% off Flight booking etc:



8 Free Domestic and International lounge,

Free Aromas Spa per quarter,

Blinkit gv, Myntra gv, Nykaa gv

Free Bookmyshow tickets,

3 months SwiggyOne membership

MMT - Flight booking Flat 10% off upto Rs1500

Proposed Reward Points Structure -​

1. Activation Benefit​

• 
  
• Spend ₹10,000 within the first 30 days of card activation and earn 4,000 bonus Reward Points.

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2. Birthday Month Benefit​

• 
  
• Earn 5X Reward Points on all eligible spends during the customer’s birthday month.

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3. Monthly Milestone​

• 
  
• Earn 5X Reward Points on monthly spends of ₹20,000 and above (on eligible categories).

---

4. Annual Milestone Benefits​

Additional Reward Points will be credited on achieving yearly spend thresholds:

Annual Spend Slab	Milestone Reward Points
₹1,00,000	2,000 RP
₹2,00,000	2,000 RP
₹3,00,000	2,000 RP
₹4,00,000	2,000 RP
₹5,00,000	2,000 RP

Note : On spend of each Rs. 100/-, customer earns 4 reward points subjects to eligible MCCs prescribed by Bank time to time.
Reward points earned against each Credit Card Customer ID (CC Cust ID) shall be capped at 10,000 per month (excluding milestone reward points).
The annual milestone Rewards Point are over and above the RP accrued every month to the customer & maximum milestone reward points should not exceed 10000.00
Exclusion of MCC which are not to be counted include: - Jewellery, Fuel, Cash withdrawal, Bitcoin, wallet loading, Alcohol, wine shops, Insurance payments.

Here details benefit -

OTT -



Spa -



Shopping gv -



Grocery -



Swiggy One -

 

[Amit_1]

Union bank RuPay Unicorn Select Credit Card | Blinkit gv, Myntra gv, BMS, Free lounge, Swiggy, MMT 10% off Flight booking etc:

View attachment 111889

8 Free Domestic and International lounge,

Free Aromas Spa per quarter,

Blinkit gv, Myntra gv, Nykaa gv

Free Bookmyshow tickets,

3 months SwiggyOne membership

MMT - Flight booking Flat 10% off upto Rs1500

What's the BIN ?

 

[Boy 07]

I think union Bank has stopped taking online credit card application????

 

[quino]

Union bank RuPay Unicorn Select Credit Card | Blinkit gv, Myntra gv, BMS, Free lounge, Swiggy, MMT 10% off Flight booking etc:

@Abhishek012 how did u manage to get ur name on the card already?

 

[BhaiyaJi]

How to apply?

 

[Sai_Kiran]

@Abhishek012 how did u manage to get ur name on the card already?

ABHISHEK SURANA is displayed on all union Credit & Debit cards . & he might be a prominent employee


& maybe @Abhishek012 name is Abhishek Chatterjee

 

[nh124001]

How to apply?

manager ke pero mein gir jaoo

 

[Saral]

how to apply for this?

Abhishek012​

 

[BhaiyaJi]

how to apply for this?

Abhishek012​

Union bank credit cards arn't meant for customers to apply.

 

[pikashinchu]

Value of gift cards?

 

[fradela]

Can you please provide more detail benefits and fees?

 

[yogs]

Guys is there any CC which gives 10% cashback/ discount on blinkit? What are all available options.

 

[nh124001]

Guys is there any CC which gives 10% cashback/ discount on blinkit? What are all available options.

hsbc live+/rupay cashback

 

[cybergvm]

Guys is there any CC which gives 10% cashback/ discount on blinkit? What are all available options.

Axis Neo CC. Maximum 250 CB per month. Minimum Purchase Value - Rs.750.

 

[pikashinchu]

Can't see this anywhere @Abhishek012

 

[Broodi]

5% reward rate in birthday month
5% reward rate in spends above 20k each month
Dual Rupay Visa variant
Upto 16 cards on cost of one with free add-ons and virtual for each.
10 lounges a year.
Priority Pass
1000 Rs. Free voucher each month (no minimum spend)
Flat 250 off on BMS (no min spend) each month
LTF Amazon Prime, Hotstar, Sony Liv, Zee5
3m Swiggy 1 each year
1500 MMT off each year
16 spas each quarter
Unlimited Golf
Milestone benefits of 2500
Activation benefit 1000 extra back in spending 10k in 1st month. (in addition to the 100-500 eligible on it). Effectively 10000 Amazon voucher from Amazon at 8900 to 8500. Awesome deal.

This might be the best PSU CC now other than Aurum for Wealth with its 6% flat reward rate.

When PSUs enter the accelerated reward game, pvt market will collapse.

 

[Abhishek012]

5% reward rate in birthday month
5% reward rate in spends above 20k each month
Dual Rupay Visa variant
Upto 16 cards on cost of one with free add-ons and virtual for each.
10 lounges a year.
Priority Pass
1000 Rs. Free voucher each month (no minimum spend)
Flat 250 off on BMS (no min spend) each month
LTF Amazon Prime, Hotstar, Sony Liv, Zee5
3m Swiggy 1 each year
1500 MMT off each year
16 spas each quarter
Unlimited Golf
Milestone benefits of 2500
Activation benefit 1000 extra back in spending 10k in 1st month. (in addition to the 100-500 eligible on it). Effectively 10000 Amazon voucher from Amazon at 8900 to 8500. Awesome deal.

This might be the best PSU CC now other than Aurum for Wealth with its 6% flat reward rate.

When PSUs enter the accelerated reward game, pvt market will collapse.

where you get this info ?

 

[Broodi]

where you get this info ?

I am an employee. It's not on site yet but is live from today and we can issue it from today. And can be availed against deposits for free and for income/TRV appropriate wealth relationships for free and for others it's 2400+GST (no waiver possible for others and rejection rate is high).

Exact criteria is yet to be out but will be out soon. Today was our foundation day.

Ab drawback bolta hoon.

Maximum monthly rewards capped at 2500. Which makes maximum 66000 spends a month usable for 4.18% effective reward rate without vouchers.

But when you add vouchers worth 264000 a year, 8 Times Prime, 8 Amazon Prime, 8 Hotstar, 8 Sony Liv, 8 Zee 5 (Total 59960) plus Cultfit Elite (45690) and the spa and health check ups (around 64000) without counting golf and lounges, your rewards will be 466150 on spends of 776000 (60.08% Rewards on spending). 400000+ rewards on doing nothing.

Also 10% reward rate on Flipkart, Myntra, Fastrack, Titan, GoIbibo Hotels, Cleartrip, Lifestyle stores, Adidas, Pepe Jeans, Oppo, Tira, Boat, Pantaloons, Nilkamal, Sonata, Lenskart etc after 20000 or during birthday month. Flipkart's cobranded cards do not give these.

We could have made it better (having a better cap and more partners). But are led by old people who are clueless and do not look at private players as threat.

 

[Abhishek012]

I am an employee. It's not on site yet but is live from today and we can issue it from today. And can be availed against deposits for free and for income/TRV appropriate wealth relationships for free and for others it's 2400+GST (no waiver possible for others and rejection rate is high).

Exact criteria is yet to be out but will be out soon. Today was our foundation day.

Ab drawback bolta hoon.

Maximum monthly rewards capped at 2500. Which makes maximum 66000 spends a month usable for 4.18% effective reward rate without vouchers.

But when you add vouchers worth 264000 a year, 8 Times Prime, 8 Amazon Prime, 8 Hotstar, 8 Sony Liv, 8 Zee 5 (Total 59960) plus Cultfit Elite (45690) and the spa and health check ups (around 64000) without counting golf and lounges, your rewards will be 466150 on spends of 776000 (60.08% Rewards on spending). 400000+ rewards on doing nothing.

Also 10% reward rate on Flipkart, Myntra, Fastrack, Titan, GoIbibo Hotels, Cleartrip, Lifestyle stores, Adidas, Pepe Jeans, Oppo, Tira, Boat, Pantaloons, Nilkamal, Sonata, Lenskart etc after 20000 or during birthday month. Flipkart's cobranded cards do not give these.

We could have made it better (having a better cap and more partners). But are led by old people who are clueless and do not look at private players as threat.

You said dual RuPay visa variant, how ?

because all gift vouchers are offered by RuPay here - https://rupayselect.truztee.com/#/offers

 

[Broodi]

where you get this info ?

I am an employee. It's not on site yet but is live from today and we can issue it from today. And can be availed against deposits for free and for income/TRV appropriate wealth relationships for free and for others it's 2400+GST (no waiver possible for others and rejection rate is high).

Exact criteria is yet to be out but will be out soon. Today was our foundation day.

Ab drawback bolta hoon.

Maximum monthly rewards capped at 2500. Which makes maximum 66000 spends a month usable for 4.18% effective reward rate without vouchers.

But when you add vouchers worth 264000 a year, 8 Times Prime, 8 Amazon Prime, 8 Hotstar, 8 Sony Liv, 8 Zee 5 (Total 59960) plus Cultfit Elite (45690) and the spa and health check ups (around 64000) without counting golf and lounges, your rewards will be 466150 on spends of 776000 (60.08% Rewards on spending). 400000+ rewards on doing nothing.

Also 10% reward rate on Flipkart, Myntra, Fastrack, Titan, GoIbibo Hotels, Cleartrip, Lifestyle stores, Adidas, Pepe Jeans, Oppo, Tira, Boat, Pantaloons, Nilkamal, Sonata, Lenskart etc after 20000 or during birthday month. Flipkart's cobranded cards do not give these.

We could have made it better (having a better cap and more partners. But are led by old people who are clueless and do not look at private players as threat.

I heard about it first here as I didn't attend GFF and didn't saw the tweet (nor was the info mailed to us.) My friends from digitisation didn't visit GFF either. Our CC dept later confirmed that something really premium is coming. It is great but halfway there. We can beat Infinia if they listen to feedback.

Slowly you can apply digitally for this btw. Painful though. We had a decent app. They updated it for cooler UI/UX and the updated app sucks. Not as bad as the HDFC new one. But nowhere as good as what our previous one used to be.

I first heard about the brouhaha about our RSDC here and was surprised. I thought all those features were only for our HNI Emperio Card (the best Debit Card in the industry, yeh main bol sakta hoon. Better than Kotak 811 and HSBC Premier or Aurum for Wealth. Jabki this isn't even as good as Aurum for Wealth) because basic RSDC circular me yeh sab nahi mentioned tha. Fir Rupay site me I saw ki yeh sab hain and promptly applied. Lol.