When do you usually spend the most?
Let’s be honest - for most of us, weekends are when the real spending happens. After five long days of work, meetings, and deadlines, we finally get time to relax, hang out with friends, go shopping, dine out, or catch a movie. Naturally, our cards come out more on Saturdays and Sundays than any other day.
But here's the thing - while there are tons of credit cards in the Indian market offering rewards and cashback, none were actually designed to give extra benefits for weekend spending. Strange, right? Because that's when we spend the most!
Well, Fi Money saw this gap and came up with a brilliantly simple yet powerful idea - a lifetime free credit card that focuses exactly on this problem.
Introducing the MagniFi Credit Card, issued by Federal Bank (with AU Small Finance Bank joining soon as another issuer), that literally makes your weekends more rewarding.
This card offers a flat 5% cashback on all your weekend spends (yes, across any merchant!) and up to 20% discounts on major brands like Amazon, Zomato, Zepto, and BookMyShow. Sounds too good? Let's dive deeper and see what this weekend-special card has to offer.
Magnifi Credit Card by Fi Money x Federal Bank:
Charges:
1. Flat 5% Cashback (10X Fi-Points) on Weekend Spends:
Fi has also partnered with some of our favorite weekend brands:
3. Weekday Cashback Too (0.5%):
4. Excluded Categories:
Fi has kept the exclusions pretty standard - you won't earn Fi-Points on spends related to:
Wallet reloads, gold/jewellery purchases, rent or real estate, insurance, education, government payments, fuel, utilities, agricultural/veterinary/business services, or any card fees and charges.
Reward Redemption Made Simple:
Earning Fi-Points is easy, and so is redeeming them.
You can:
My Take:
The Magnifi Credit Card is one of those rare products that just make sense. It’s built around real consumer behavior - and not random marketing gimmicks.
According to several surveys, around 70% of working professionals in Tier-1 and Tier-2 cities tend to spend more on weekends. Payment data also suggests that nearly 50% more transactions take place during weekends compared to weekdays. Just visit any mall on a weekday and then on a weekend - you’ll instantly notice when people spend more. That’s exactly the insight they used to design this card, and it’s spot on.
Speaking personally, I completely relate to this. My big spends - dining, movies, shopping, or weekend getaways - almost always happen on weekends. And I know that’s the case for most people with a 9-to-5 routine.
The idea of rewarding all those weekend transactions - irrespective of the merchant - is genuinely smart and refreshing. While many co-branded credit cards in India restrict you to specific partners (like airline or shopping tie-ups), Magnifi offers complete freedom - 5% cashback everywhere, every weekend.
That freedom to spend where you want, without worrying about partner brands, is what makes this card truly stand out.
If you're someone who loves weekend outings or just enjoys maximizing rewards on casual weekend spends, the Magnifi Credit Card deserves a place in your wallet. This isn't just another credit card - it's actually the best credit card for weekend use.
Apply for this credit card using the link: https://fi.onelink.me/GvZH/rjnzvfjq
In short:
✅ Lifetime Free: No hidden terms, no fees, no expiry tricks.
✅ 5% Flat Cashback: Works everywhere — online, offline, any merchant.
✅ Smart Weekly Insight: Rewards you when you actually spend the most.
✅ 20% Brand Offers: Adds icing on the cake with Amazon, Zomato, Zepto & BMS.
✅ Easy Redemption: Convert to cash or points instantly in-app.
#Collab
Let’s be honest - for most of us, weekends are when the real spending happens. After five long days of work, meetings, and deadlines, we finally get time to relax, hang out with friends, go shopping, dine out, or catch a movie. Naturally, our cards come out more on Saturdays and Sundays than any other day.
But here's the thing - while there are tons of credit cards in the Indian market offering rewards and cashback, none were actually designed to give extra benefits for weekend spending. Strange, right? Because that's when we spend the most!
Well, Fi Money saw this gap and came up with a brilliantly simple yet powerful idea - a lifetime free credit card that focuses exactly on this problem.
Introducing the MagniFi Credit Card, issued by Federal Bank (with AU Small Finance Bank joining soon as another issuer), that literally makes your weekends more rewarding.
This card offers a flat 5% cashback on all your weekend spends (yes, across any merchant!) and up to 20% discounts on major brands like Amazon, Zomato, Zepto, and BookMyShow. Sounds too good? Let's dive deeper and see what this weekend-special card has to offer.
Magnifi Credit Card by Fi Money x Federal Bank:
Charges:
- Lifetime Free: No joining fees, no annual charges. Just pure rewards.
1. Flat 5% Cashback (10X Fi-Points) on Weekend Spends:
- Every Saturday and Sunday, you earn 10X Fi-Points, equivalent to 5% cashback, on all your weekend spends - online or offline.
- Whether it's a dinner date, a mall visit, or grabbing drinks with friends, just swipe your card and enjoy rewards.
- You can earn up to 2,000 accelerated reward points per month under this category, which translates to ₹500 cashback monthly.
Fi has also partnered with some of our favorite weekend brands:
- 🍕 Zomato: 20% off (up to ₹100) once a month - valid on food orders above ₹500.
- 🛒 Zepto: 20% off (up to ₹100) once a month - valid on orders above ₹500.
- 📦 Amazon: 20% off (up to ₹100) once a month - valid on purchases above ₹500.
- 🎬 BookMyShow: 20% off (up to ₹100) once a month - valid on ticket bookings above ₹500.
3. Weekday Cashback Too (0.5%):
- From Monday to Friday, you still earn 0.5% cashback (2 Fi-Points per ₹100) on your spends.
- The monthly cap for weekday rewards is 2,000 Fi-Points, equivalent to another ₹500 per month.
4. Excluded Categories:
Fi has kept the exclusions pretty standard - you won't earn Fi-Points on spends related to:
Wallet reloads, gold/jewellery purchases, rent or real estate, insurance, education, government payments, fuel, utilities, agricultural/veterinary/business services, or any card fees and charges.
Reward Redemption Made Simple:
Earning Fi-Points is easy, and so is redeeming them.
You can:
- Redeem them for cash (1 Fi-Point = ₹0.25),
- Convert them into airline miles (KrisFlyer) or hotel points (ITC Hotels) [4 Fi-Points = 1 Airmiles], or
- Use them to buy gift vouchers using 50% Fi-Points.
My Take:
The Magnifi Credit Card is one of those rare products that just make sense. It’s built around real consumer behavior - and not random marketing gimmicks.
According to several surveys, around 70% of working professionals in Tier-1 and Tier-2 cities tend to spend more on weekends. Payment data also suggests that nearly 50% more transactions take place during weekends compared to weekdays. Just visit any mall on a weekday and then on a weekend - you’ll instantly notice when people spend more. That’s exactly the insight they used to design this card, and it’s spot on.
Speaking personally, I completely relate to this. My big spends - dining, movies, shopping, or weekend getaways - almost always happen on weekends. And I know that’s the case for most people with a 9-to-5 routine.
The idea of rewarding all those weekend transactions - irrespective of the merchant - is genuinely smart and refreshing. While many co-branded credit cards in India restrict you to specific partners (like airline or shopping tie-ups), Magnifi offers complete freedom - 5% cashback everywhere, every weekend.
That freedom to spend where you want, without worrying about partner brands, is what makes this card truly stand out.
If you're someone who loves weekend outings or just enjoys maximizing rewards on casual weekend spends, the Magnifi Credit Card deserves a place in your wallet. This isn't just another credit card - it's actually the best credit card for weekend use.
Apply for this credit card using the link: https://fi.onelink.me/GvZH/rjnzvfjq
In short:
✅ Lifetime Free: No hidden terms, no fees, no expiry tricks.
✅ 5% Flat Cashback: Works everywhere — online, offline, any merchant.
✅ Smart Weekly Insight: Rewards you when you actually spend the most.
✅ 20% Brand Offers: Adds icing on the cake with Amazon, Zomato, Zepto & BMS.
✅ Easy Redemption: Convert to cash or points instantly in-app.
#Collab
