SBI Cashback Credit Card (Visa) – Full Experience & Timeline (October 2025)

[sovon]

Sure bro. Bloody hell I mistakenly done it😥😥. Will it sure that they will reverse it ?

Reddit pe dekha to hai ki reversal hua hai.

 

[Harshilsh]

Sure bro. Bloody hell I mistakenly done it😥😥. Will it sure that they will reverse it ?

its not sure imo .. but lets see what they’ll do

 

[mailmenow]

its not sure imo .. but lets see what they’ll do

But I heard that the reversal is mentioned in sbi cashback card terms & conditions. Is it so?

 

[SSQ]

But I heard that the reversal is mentioned in sbi cashback card terms & conditions. Is it so?

Did you buy something in sale, instant discount is same on both SBI Cards?
That means effectively will lose out on RPs because anyways discount can't be reversed but only the cashback.

 

[Dr.AMAN]

But I heard that the reversal is mentioned in sbi cashback card terms & conditions. Is it so?

Dont think about it too much bro. 99% they will reverse back if there was instant discount. Nothing we can do about it. Remaining 1% if u r lucky then they wont reverse. Next time avoid SBI CB for such discounts

 

[mailmenow]

Dont think about it too much bro. 99% they will reverse back if there was instant discount. Nothing we can do about it. Remaining 1% if u r lucky then they wont reverse. Next time avoid SBI CB for such discounts

Sure. I will avoid

 

[Hope]

bhai wo ladki ka number dm me dedo mera bhi atak gaya tha application expire ho gaya.but saare 1600 wale numbers se call aaye mere ko return laga nii sakte, next baar apply karunga 10-15 fay me to usse hi baat karke sab karunga

 

[pleasegiveltf]

Hey OP @sovon, I might be going through a similar process, and facing issues submiting these "additional details". Any idea what might be happening?
I had created this thread explaining the issue before seeing your thread.

Eseentially, after this step:


I'm not able to submit these additional details as I get this error:
View attachment 113017
I've already gotten the text message that you had gotten later regarding the tentative credit limit:

Dear Applicant, thank you for applying for SBI Credit Card. Your Application No. XXXXXXXXXXXX is being processed with tentative credit limit ranging between Rs. 155000 and Rs. 194000, subject to verification of your application. You can track your application status at [URL='https://sbicard.com/']https://sbicard.com[/URL] - SBI Card

Any idea what's happening?

It's been 15+ days since this happened and post this I did vKYC and got a few confirmation or verification calls. The last call was on November 3rd when I was asked to email stating I'm okay with splitting the limit with my existing card. I did that and I never got an update after this!

Today I called up customer care and they said my card has been declined with the last update on October 31st. I told them I got a call on November 3rd asking to me confirm the limit split. Then they checked again said "oh it's actually work in progress, but there's a 50% chance it'll be declined".

Like.. that's the weirdest status I've had for a credit card application. Such a waste of time.

 

[sovon]

It's been 15+ days since this happened and post this I did vKYC and got a few confirmation or verification calls. The last call was on November 3rd when I was asked to email stating I'm okay with splitting the limit with my existing card. I did that and I never got an update after this!

Today I called up customer care and they said my card has been declined with the last update on October 31st. I told them I got a call on November 3rd asking to me confirm the limit split. Then they checked again said "oh it's actually work in progress, but there's a 50% chance it'll be declined".

Like.. that's the weirdest status I've had for a credit card application. Such a waste of time.

Ask them on twitter.

 

[pleasegiveltf]

So my card has been approved and I'm able to use the virtual credit card. I got a credit limit of 15k lol. But I was able to call customer care and get the limit transferred from my previous card (SimplySave).

 

[sovon]

So my card has been approved and I'm able to use the virtual credit card. I got a credit limit of 15k lol. But I was able to call customer care and get the limit transferred from my previous card (SimplySave).

How it's even possible 🥹🥹
They were giving you a huge estimate for the limit

 

[pleasegiveltf]

How it's even possible 🥹🥹
They were giving you a huge estimate for the limit

Yeah I really don't understand the process. Tbh the application process wasn't really as smooth for me.

But anyway, at least I was able to get the limit transferred over from my SimplySave. If not for that this card would have been completely pointless.

 

[hender]

Yeah I really don't understand the process. Tbh the application process wasn't really as smooth for me.

But anyway, at least I was able to get the limit transferred over from my SimplySave. If not for that this card would have been completely pointless.

How much now (Limit) !

 

[pleasegiveltf]

How much now (Limit) !

I transferred 1.5L from my SimplySave, so on my cashback card it's now 1.65L

 

[sovon]

I transferred 1.5L from my SimplySave, so on my cashback card it's now 1.65L

Awesome 😎 👍

 

[SSQ]

Is the card eligible for LE after transfer of limit or that's not possible?
SBI Cashback can be used for all instant discount offers like any base card simplysave or simplyclick?

 

[sovon]

Is the card eligible for LE after transfer of limit or that's not possible?

Apne bhi name change kar liya kya?

 

[hender]

Apne bhi name change kar liya kya?

Yes S Squad se SSQ
Main bhi soch raha hoon
SS brand me aane ka
Like
SST

 

[R_A_J]

Asking for frend: What happens if the office verification fails/couldnt be completed (executive called from 1600 number) and they mark it as rejected. Can it be re-considered or only new application now?

 

[SSQ]

Apne bhi name change kar liya kya?

Yes S Squad se SSQ
Main bhi soch raha hoon
SS brand me aane ka
Like
SST

Just simplified to short name for tag and it's easy to read.