Read this again and tell me what you understand:No its actually for credit card bill itself.. and also any transaction done with dc
Previously i had also experienced with this. actually I forgot to load the money in SBI account and i did transaction from sbi dc and I got charged each time 20 rupees + GST for failed transaction due to insufficient funds
"i paid in sbi card 1250 but bill is 980 then after 3 days got refund and this fees also carged 29rs something"
He is saying his CC bill was 980 and he paid 1250 for it then the transaction got failed and he got refund and got charged ₹29.
What makes you think that this is due to insufficient fund?