• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (December 2025)

ebixcash card to payzapp wallet is free and also get 1% extra cashback.
I would like to know how ebanpix + hdfc old platinum card trick is useful.
What I understand is that ebanpix load money + payzapp transfer can give 1% cashback.

Also load money can be done with HDFC old platinum card which will inoccur 1% charges but also give 1% cashback.

Question, if we skip this debit card and instead load money from UPI at 0% charges. Won't it give cashback on loading money from ebanpix card to payzapp? Why do we need to involve hdfc debit card here?
 
Game Over ...? :hehe:
Let me tell you one interesting thing, i got RP for Indusind MC + Ebix but not for Indusind Visa+ Cred whereas my friend got RP for Indusind Visa+ Cred but not for Indusind MC+ Ebix
So i am not sure but maybe they have put a cap on RP per account per month
Again its just an assumption and also Indusind is known to not credit RP without complaining them so maybe they could credit the RP after you send them a written complaint over mail
 
Let me tell you one interesting thing, i got RP for Indusind MC + Ebix but not for Indusind Visa+ Cred whereas my friend got RP for Indusind Visa+ Cred but not for Indusind MC+ Ebix
So i am not sure but maybe they have put a cap on RP per account per month
Again its just an assumption and also Indusind is known to not credit RP without complaining them so maybe they could credit the RP after you send them a written complaint over mail
Actually i did that is only one transaction from my indus visa + cred (less than 1 L)
 
Actually i did that is only one transaction from my indus visa + cred (less than 1 L)
Send them mail as 21 days have already passed and dont tell them you paid CC bill just tell them utility bill payment was done and also update here about the further updates...i have too sent the mail and waiting for their reply
 
sending mail will sensitize this and back end will check in detail. may be last month few would have done. hence they would have done
 
sending mail will sensitize this and back end will check in detail. may be last month few would have done. hence they would have done
If they have stopped giving RP then already its sensitized
Sending them email will clear the confusion
And i think if we do not mention cc bill then indusind cc wont mind that much
I Was doing ebix load and split the 1.13 lac transaction into 4 parts, first three transactions went through but 4th got blocked then after few hours got a call from transaction monitoring team who asked the details and whether i was doing the transactions myself or some fraudster told me to do so and then asked me what transaction i was doing i just told him it was utility bill payment and he said ok and told me to try after 15 minutes and the transaction went through after 15 minutes and also got RP after 3 days so i dont think 1 or 2 people sending mail for RP will sensationalize the issue...problem comes when 100s of people send the same mail and then CC is forced to think that there is some loophole and then theh block the transactions like in the case of Kotak/IDFC with too much reach
Indusind select/exclusive is limited to legend/ pinnacle holders and that too not many people holding legend/pinnacle know about and open the accounts so the reach is still low so i dont think there is any problem but at the end of the day its your call
 
Last edited:
Back
Top