Hdfc credit card policies

[Strange]

@Kushagra_ your brother?

I was about to ask the same question. 🤣🤣

 

[iamdhamo]

One most important point bro, HDFC issue only one Core Card like your Moneyback or Millennia and utmost two Cobranded Floater Cards like Swiggy and Tata Neu. Now coming to your query, if you work in IT giants or similar MNCs, then Millennia should be LTF through out the year, you can Close and Reapply after 3 months. If not, then use Moneyback for sometime, increase limit atleast between 50-80K , keep an eye for upcoming LTF Millennia offers. Then close and apply through agent. Also, don't take cobranded floater until and unless you have core. Take core first.
Like, if you are planning to close Moneyback, then take floater after getting Millennia or Diner's Privilege. Why I'm saying this? Bcoz, say your are taking Swiggy now as you have core. But when you will close Moneyback and in between cooling period, you will be only holding floater cobranded and you will face issue in getting core like Millennia. This rule doesn't apply in case of upgrade.
Hope this helps, best of luck.

They did not offer millenia freely for my wife and she has salary acc n they said right now they issue only paid cards. This was the reply I got via grievance when I asked for conversion to Ltd. Anyway I will meet 1L spend to waive off fee so not a prob

 

[harsh_ujjwal]

Then must be your son

why r u after @Kushagra_ 🤔

 

[komal]

why r u after @Kushagra_ 🤔

Because I love long hair

 

[✪ D&C Cards Connoisseur 💳]

They did not offer millenia freely for my wife and she has salary acc n they said right now they issue only paid cards. This was the reply I got via grievance when I asked for conversion to Ltd. Anyway I will meet 1L spend to waive off fee so not a prob

Millennia often comes after LTF offer for all. You can take at that time. Last time in Dec-Jan they offered it LTF for all, coming year also they may give.

 

[Darkhorse96]

Arey woh bhai nahi hain 😂

Behaen hai kya 😂🤣😂 dp toh acche se rakhte

 

[HumorSimpson]

@Kushagra_ your brother?

More like @Kushagra_ with hair straightened.

 

[Darkhorse96]

More like @Kushagra_ with hair straightened.

You all trolling me

More like @Kushagra_ with hair straightened.

 

[komal]

You all trolling me

No not at all , we are giving compliment.
You look cool 😎 and dashing