Converting HDFC tat neu visato rupay

[Shamil]

Hi everyone,

My HDFC Tata Neu Plus Visa credit card is due for renewal. I’m planning to switch the network from Visa to RuPay mainly to enable UPI payments.

I have a few doubts before doing it:

1. If I change from Visa to RuPay (same Tata Neu Plus variant), will my Card Account Number (AAN) in CIBIL remain the same?
2. Does HDFC treat this as the same credit card account or do they close the old one and open a new account?
3. Will this change have any impact on my CIBIL score or account age?
4. Can i reconvert to Visa in future ifneed?

 

[smuff]

Card account remains same, no change in cibil. Future conversions is upto bank's decision, mostly it will be done.