RBI proposes weekly credit score updates

[HumorSimpson]

The RBI’s draft guidelines propose weekly credit score updates enabling faster recognition of repayments and improved loan access for borrowers while enhancing data accuracy and risk assessment for lenders.​

The Reserve Bank of India (RBI) has released draft guidelines which mandate credit information companies (CICs) to update credit scores weekly as against the current fortnightly cycle. According to the draft Credit Information Reporting (1st Amendment) Directions, 2025 (released on 29 September 2025), all credit bureaus, including TransUnion CIBIL and other RBI-approved agencies, will refresh credit reports on the 7th, 14th, 21st, 28th and the last day of every month.


Incremental data- Information on fresh accounts, closures, repayments and asset-classification upgrades/downgrades – will be uploaded by lenders within two days of each cycle. Full monthly data continues to be uploaded as per the usual timeline.


The new set of guidelines will come into effect from 1 April 2026, giving banks and CICs a few months to get ready.

RBI proposes weekly credit score updates: What borrowers and Lenders need to know?

The RBI’s draft guidelines propose weekly credit score updates enabling faster recognition of repayments and improved loan access for borrowers while enhancing data accuracy and risk assessment for lenders.

www.india.com

 

[HumorSimpson]

At this rate they will propose daily whatsapp status by 2027.

 

[sovon]

Lagta hai CIBIL Subscription ka demand badhne wala hai

 

[Dashanan]

Lagta hai CIBIL Subscription ka demand badhne wala hai

I already took till 2031
Pata nahi kyu
Kyuki 26 me toh duniya khatam hai

 

[HumorSimpson]

Lagta hai CIBIL Subscription ka demand badhne wala hai

RBI thinks , people will buy CIBIL subscription. But @pinki be like 4x frequency is 4x compensation

 

[pinki]

RBI thinks , people will buy CIBIL subscription. But @pinki be like 4x frequency is 4x compensation

😈😈😈😈

 

[komal]

Lagta hai CIBIL Subscription ka demand badhne wala hai

Mein fir bhi nahi lungi

 

[komal]

I already took till 2031
Pata nahi kyu
Kyuki 26 me toh duniya khatam hai

Agar nahi hui to back up plan

 

[hender]

The RBI’s draft guidelines propose weekly credit score updates enabling faster recognition of repayments and improved loan access for borrowers while enhancing data accuracy and risk assessment for lenders.​

The Reserve Bank of India (RBI) has released draft guidelines which mandate credit information companies (CICs) to update credit scores weekly as against the current fortnightly cycle. According to the draft Credit Information Reporting (1st Amendment) Directions, 2025 (released on 29 September 2025), all credit bureaus, including TransUnion CIBIL and other RBI-approved agencies, will refresh credit reports on the 7th, 14th, 21st, 28th and the last day of every month.


Incremental data- Information on fresh accounts, closures, repayments and asset-classification upgrades/downgrades – will be uploaded by lenders within two days of each cycle. Full monthly data continues to be uploaded as per the usual timeline.


The new set of guidelines will come into effect from 1 April 2026, giving banks and CICs a few months to get ready.

RBI proposes weekly credit score updates: What borrowers and Lenders need to know?

The RBI’s draft guidelines propose weekly credit score updates enabling faster recognition of repayments and improved loan access for borrowers while enhancing data accuracy and risk assessment for lenders.

www.india.com

Hourly is good 👍 ✅,
New 🆕 score every hour !

 

[Dashanan]

Agar nahi hui

Shubh shubh bolo
Backup plan ki jrurt na pade

 

[Bart Simpson]

More subscriptions

 

[Dashanan]

Hourly is good 👍 ✅,
New 🆕 score every hour !

Toh every second kar do
Nifty ki tarah trading start karwa do 😂

 

[hender]

Toh every second kar do
Nifty ki tarah trading start karwa do 😂

Wo thoda jyada ho jayega 🫡

 

[komal]

Shubh shubh bolo
Backup plan ki jrurt na pade

Chahti to mein bhi wahi hu lekin life is unexpected

 

[Kabir_1112]

Waise bhi twice monthly kar hi diyaa hai. Every alternate week msg Aa Jaata hai.. Credit limit utilised increased /decreased ka. Ab zyada se zyada weekly Aa jaayega

 

[amitamit is verified member.]

Good step, also RBI need to look into the user frustration to resolve over data mismatch, wrong entries in credit reports. need to make much simpler.

 

[Yugi]

No more optimizing credit card payments to show 0% credit utilization.

 

[komal]

No more optimizing credit card payments to show 0% credit utilization.

Best comment @HumorSimpson give him some treat