Devaluation Supermoney pro Devaluation wef 01/01/2026

[SSV]

Now 3% CB is capped at total of1% earnings during the same period...

 

[RichieRich]

Ok got it , I will sleep peacefully

If you got it then @SSV can sleep peacefully now

 

[SSV]

If you got it then @SSV can sleep peacefully now

this is more valid...

Somehow I feel @komal didn't get the point fully... and she just wants me to go to my gym in order not to feel guilty..

anyway we will continue the lessons later...

 

[maheshspanicker]

It being Axis, I was expecting the first devaluation soon. I thought I'd get to use it for at least 6 months before they strike, but Axis struck in 3 months only! They've also removed the cashback for any transaction under 100 as well, meaning it can't be of much use even for the small merchant transactions on UPI either. Back to Tata Neu and HDFC then...

 

[drsel]

this is more valid...

Somehow I feel @komal didn't get the point fully... and she just wants me to go to my gym in order not feel guilty..

anyway we will continue the lessons later...

Yes Kiwi is the best Rupay cc for UPI, if you can touch 1.5 lacs in a calendar year

 

[Garry]

Yes Kiwi is the best Rupay cc for UPI, if you can touch 1.5 lacs in a calendar year

Does Milestone include transactions for which we dont even get base cashback ?

 

[fradela]

Main benefits of this card:

3% Flat Cashback till 500 rs. (Spends around 16k)

3% cashback applicable above 35 rs.

Both benefits gone.

3% Flat cashback till 100 (Spends around 3k)

Cashback eligible for above 100 rs.

Conclusion: Close the card asap.

Tata Neu Infinity LTF is the best UPI card again? any other alternatives?

 

[b4bhar]

Tata Neu Infinity LTF is the best UPI card again?

where do you usually spend the neu coins?

 

[fradela]

where do you usually spend the neu coins?

Big Basket now

 

[Garry]

any other alternatives?

Yes Kiwi CC

 

[fradela]

Yes Kiwi CC

that is not LTF, have to buy neon subscription.
One card policy in Yes.

 

[Garry]

that is not LTF, have to buy neon subscription.
One card policy in Yes.

1.5% is without Neon sub, equivalent to TNI and cb gets credited in account, not in neu coins.

Yep, one card policy of yes bank hurts. I too waited 6 months after closing the card to get Kiwi cc.

 

[Garry]

One card policy in Yes.

Also I think this is the reason that card won't get devalue so soon.

 

[fradela]

Also I think this is the reason that card won't get devalue so soon.

Most of the people have other Yes Bank credit cards.

A very few people have this card.

It is not the good alternative.

Alternatives like TNI (LTF). Eligible for everyone.

 

[Garry]

Alternatives like TNI (LTF)

I have also TNI LTF but not much beneficial for me as big basket prices are higher than other options. I only use it either when the offers lower the price or when neu coins are near expiry.

 

[sunit123]

Most of the people have other Yes Bank credit cards.

A very few people have this card.

It is not the good alternative.

Alternatives like TNI (LTF). Eligible for everyone.

Uni gold rupay and Jupiter csb...1% cashback on upi transaction....both are LTF

Both are better than kiwi/tni as cashback is on actual value not in multiple of 100.... multiple of 100 cashback of 1.5% is around 0.85% on total spend

 

[GABBA₹]

Uni gold rupay and Jupiter csb...1% cashback on upi transaction....both are LTF

This facility is already there with Axis supermoney pro cc (with other than supermoney app). Also unlimited cb and cb not in multiple of 100.

 

[b4bhar]

Both are better than kiwi/tni as cashback is on actual value not in multiple of 100.... multiple of 100 cashback of 1.5% is around 0.85% on total spend

TNI offers normal cb and also one of fewest cards which rounds to decimals to the next number. I'm not sure about Kiwi card though

 

[sunit123]

This facility is already there with Axis supermoney pro cc (with other than supermoney app). Also unlimited cb and cb not in multiple of 100.

In supermoney you have to lock your money by creating FD.....Uni and Jupiter offer without any FD

 

[komal]

In supermoney you have to lock your money by creating FD.....Uni and Jupiter offer without any FD

He already mentioned supermoney pro

 

[GABBA₹]

In supermoney you have to lock your money by creating FD.....Uni and Jupiter offer without any FD

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