Query regarding multiple HDFC Bank Account

[n69b]

I have a corporate salary account with HDFC which comes under their 'Preferred Banking' program making it 0 AMB.

But let's say I want to open another savings account (reasons iykyk) either Regular or SB Max, will that come with AMB, or it will be 0 balance because of being linked to the same customer id having a preferred banking account already.

I asked this question to my RM, and he said that this cannot be done. I can add my family members account and they will be 0 balance, but I cannot add another one of mine.

I also asked this to my nearby branch, and they said only initial deposit is mandatory and then it will remain 0 balance as long as I maintain my salary account under Preferred banking program.

I have received contradicting answers and would shoot this question to the PNO anyways but just wanted to know if anyone else has already experienced this.

TiA!

 

[infinia_finally]

Never tried it. But I have extra SMax
My advice. If you are someone in need of 2 accounts, why would you be keeping 0 in both?
Keep 25k balance in the other one always.

 

[safetorpedo2]

I think The nearby branch gave you the correct answer
A family member of mine was in a similar situation, branch guys opened a new account in the name of insurance. Never saw any charges deducted for mab from it. But never got to know what type of account was the 2nd one

Didn't care that time because got the goat dc with it

 

[n69b]

Never tried it. But I have extra SMax
My advice. If you are someone in need of 2 accounts, why would you be keeping 0 in both?
Keep 25k balance in the other one always.

The first one being corporate salary account does not need any AMB.

 

[n69b]

I think The nearby branch gave you the correct answer
A family member of mine was in a similar situation, branch guys opened a new account in the name of insurance. Never saw any charges deducted for mab from it. But never got to know what type of account was the 2nd one

Didn't care that time because got the goat dc with it

Reply from my old branch

We understand that your concerns have been addressed here over the mail. Please note, secondary account can be opened under the existing customer id as regular or any other variant as per your requirement. The average monthly balance to be maintained in the account as per bank process.

Kindly note, SALFAM account can be opened for your family members and all the benefits can be availed by the family members which are available to you with the corporate salary account.

Please refer this mail for future reference and information. We will not able to add more on this issue. You may visit the branch and speak to branch manager if needed for more clarifications.