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Cochin (Kochi) Int'l Airport T3 Lounge Access

I’ve been maintaining more than ₹3 lakhs in my new HDFC savings account, thinking I’d get this card as a pre-approved offer. I was hoping to get 2 complimentary international lounge accesses with it, but after seeing the ₹15K spend requirement for the complimentary access, I just realized I’ve been parking my funds in the savings account for nothing — all for a useless card.
Protip: Maintaining account balances does nothing for HDFC. They look at only salary criteria. If at all you are planning to get, get Regalia Gold. It gives flat annual lounge access without spend criteria or quarterly quotas.
 
Protip: Maintaining account balances does nothing for HDFC. They look at only salary criteria. If at all you are planning to get, get Regalia Gold. It gives flat annual lounge access without spend criteria or quarterly quotas.
DCP (purple / violet color) is very basic card. It is just the entry to Diners network. Diners club black is the better/best one. This is one path.
Or else, the other path is Regalia Gold and Infinia.
 
Protip: Maintaining account balances does nothing for HDFC. They look at only salary criteria. If at all you are planning to get, get Regalia Gold. It gives flat annual lounge access without spend criteria or quarterly quotas.
I don't have a salary that's why i am maintaining account balance. I will keep maintaining for 1 more month and see if they offer preapproved or else i will just move funds to another bank account.
 
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