Giyu-san
TF Legend
Protip: Maintaining account balances does nothing for HDFC. They look at only salary criteria. If at all you are planning to get, get Regalia Gold. It gives flat annual lounge access without spend criteria or quarterly quotas.I’ve been maintaining more than ₹3 lakhs in my new HDFC savings account, thinking I’d get this card as a pre-approved offer. I was hoping to get 2 complimentary international lounge accesses with it, but after seeing the ₹15K spend requirement for the complimentary access, I just realized I’ve been parking my funds in the savings account for nothing — all for a useless card.