TopCashback x PureVPN: $109 → $142 Cashback (Profit Deal!) - Back Again (October 2025)

[Garry]

PayPal is running an international money exchange mafia now. Atrocious charging 8% fee for transferring my own money bye bye 💸💸💸

So how are you gonna withdraw from topcashback?

 

[Garry]

Login on their website on your computer and you'll see a banner "Get Paid". They'll do full kyc including video.
Also, I had an email from them in my inbox with subject "Verify your identity by 12/12/2025"

Today I'm seeing the banner "Get Paid" on my Paypal account and after clicking on it, it is saying to Upgrade to Paypal Business Account. Is it mandatory to get business account ?

 

[msankadi]

So how are you gonna withdraw from topcashback?

I have just taken the visa prepaid card and will spend the money as I don't want to have international remittance+give the pleasure to paypal to extort money from me

 

[telescope]

I have just taken the visa prepaid card and will spend the money as I don't want to have international remittance+give the pleasure to paypal to extort money from me

This is the second best option after ACH.

 

[Minimalist]

Saw a Youtube video in which its mention that Payoneer account will charge minimum 15$ fee for a withdrawal if amount is less than 500$. is it true dada @TechnoFino ?

I don't think Payoneer will deduct any fee if the amount is less than 500$. Also there is no need to do anything from our end because withdrawal process is automated for indian bank accounts. For me it is showing ~2% fee as of now. Anyway I will confirm the exact fee once the amount is credited to my account.

 

[darkjediknight]

Not sure will be my first time as well. I've done partial withdrawal of $60, let's see how much I will receive. Today $ is ₹90.36 🤑

I got ₹5200 for $60 making it around 4% reduction in currency conversion. This is fine for me. Others can do this as well if 4% is fine for them.

 

[Minimalist]

I don't think Payoneer will deduct any fee if the amount is less than 500$. Also there is no need to do anything from our end because withdrawal process is automated for indian bank accounts. For me it is showing ~2% fee as of now. Anyway I will confirm the exact fee once the amount is credited to my account.

Got 21537₹ from Payoneer today for 242.94$ with conversion rate of 88.65. Entire withdrawal process is very simple and took around 4-5 days. I lost around 2% in conversion but this is way better than Paypal. Thanks @TechnoFino for suggesting this.

 

[Garry]

Got 21537₹ from Payoneer today for 242.94$ with conversion rate of 88.65. Entire withdrawal process is very simple and took around 4-5 days. I lost around 2% in conversion but this is way better than Paypal. Thanks @TechnoFino for suggesting this.

did you fill up the "Receiving account questionnaire" in Payoneer account? If yes, can you please suggest what to fill in business website option if not having any website/webpage?

 

[Minimalist]

did you fill up the "Receiving account questionnaire" in Payoneer account? If yes, can you please suggest what to fill in business website option if not having any website/webpage?

Yes. I provided my Upwork profile. If you don't have that, you can give your Linkedin profile as well.

 

[kushhh]

Got 21537₹ from Payoneer today for 242.94$ with conversion rate of 88.65. Entire withdrawal process is very simple and took around 4-5 days. I lost around 2% in conversion but this is way better than Paypal. Thanks @TechnoFino for suggesting this.

Will it create t a x issues here ?

 

[Minimalist]

Will it create t a x issues here ?

I don't think so. We just have to declare it under income from other sources if I am not wrong.

 

[harshitharlalka]

I don't think so. We just have to declare it under income from other sources if I am not wrong.

Is cashback technically an income?

 

[Minimalist]

Is cashback technically an income?

I am not sure but I feel it is better to declare to keep the records clean.

 

[Garry]

Got 21537₹ from Payoneer today for 242.94$ with conversion rate of 88.65. Entire withdrawal process is very simple and took around 4-5 days. I lost around 2% in conversion but this is way better than Paypal. Thanks @TechnoFino for suggesting this.

Got 21537₹ from Payoneer today for 242.94$ with conversion rate of 88.65. Entire withdrawal process is very simple and took around 4-5 days. I lost around 2% in conversion but this is way better than Paypal. Thanks @TechnoFino for suggesting this.

I've received US bank details from Payoneer. There are 2 columns while adding bank details in TopCashBack, Account Holder's Name & Account Name. Can you please suggest if my name need to fill in both columns or bank name in one of those options?

 

[Minimalist]

I've received US bank details from Payoneer. There are 2 columns while adding bank details in TopCashBack, Account Holder's Name & Account Name. Can you please suggest if my name need to fill in both columns or bank name in one of those options?

Account holder name - your name
Account name - bank name

 

[MrKant]

I've received US bank details from Payoneer. There are 2 columns while adding bank details in TopCashBack, Account Holder's Name & Account Name. Can you please suggest if my name need to fill in both columns or bank name in one of those options?

How to verified from verification centre it asks for iec code

 

[Garry]

How to verified from verification centre it asks for iec code

I didnt enter iec code. Its not mandatory but optional.

 

[Garry]

Received 12547/- today in my account thru Payoneer for $142.94 withdrawal from TopCashBack. Exchange rate calculated by Payoneer is 87.7847 . As per today's $ rate 89.80, I got charged around 2.25% for withdrawal. Not sure, if bank will also charge anything for receiving amount from Payoneer.

 

[karanssh]

received my cashback as confirmed, and requested payout as well.

 

[NishanthSN]

received my cashback as confirmed, and requested payout as well.

After 12 months u will be charged 29.95 usd not sure everyone aware of this . If we forgot to close within 12 months what happens after negative balance is still bugging me

Hope they won’t setup any auto mandate on account