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for amex only they need less than 2 inquiry in 3 month or so. but if you're pre approved and i think you should be cause you too have infinia PVC i assume so i think you can apply for amex and you can use a referral for FYF for amex card it ending on 31st march 2023, just use someone referral for that.Hi,
I currently hold
hdfc infinia ltf,
icic saphhiro ltf,
yes first exclusive ltf,
citi rewards ltf,
idfc wealth ltf.
My last credit card application was Nov 22. What should be ideal wait time for another credit card application? I am planning to apply either amex mrcc or platinum travel.
How did you got all ltf ?Hi,
I currently hold
hdfc infinia ltf,
icic saphhiro ltf,
yes first exclusive ltf,
citi rewards ltf,
idfc wealth ltf.
My last credit card application was Nov 22. What should be ideal wait time for another credit card application? I am planning to apply either amex mrcc or platinum travel.
Thanks for the reply. How to know the presence of pre-approval ?for amex only they need less than 2 inquiry in 3 month or so. but if you're pre approved and i think you should be cause you too have infinia PVC i assume so i think you can apply for amex and you can use a referral for FYF for amex card it ending on 31st march 2023, just use someone referral for that.
My second job was citi salary account and they offered ltf entry card.How did you got all ltf ?
Can you share please 😃
i don't remember now but once you add initial information before entering your address and all it will say on screen you're pre-approved that how i knew for myself. i applied in nov 2022 and i guess i too have applied for card before, in term of inquiry you got nothing to worry, just enter detail as per aadhaar address and you should be good to go.Thanks for the reply. How to know the presence of pre-approval ?
keeping aside amex requirements, does it have impact on credit score, if I apply within 5months?
The first page has name, dob, pan, pincode and immediately it has current address fields. should i fill and go to the next screen? there are 3 screens:: about you, additional information, card options & submit. Are you saying after the first screen, we will know the presence of pq/pa offer?i don't remember now but once you add initial information before entering your address and all it will say on screen you're pre-approved that how i knew for myself. i applied in nov 2022 and i guess i too have applied for card before, in term of inquiry you got nothing to worry, just enter detail as per aadhaar address and you should be good to go.
After first pageThe first page has name, dob, pan, pincode and immediately it has current address fields. should i fill and go to the next screen? there are 3 screens:: about you, additional information, card options & submit. Are you saying after the first screen, we will know the presence of pq/pa offer?
That weirdafter the first page, it said conditionaly pre approved limit of 4.x to 4.x credit limit. Post 3rd page, I got the following message:
After careful consideration, we are sorry to let you know that we will not be able to approve your application.
LOL
Will check and let you know@BestBanker would you know the reason?
I got an identical response. I assume that it might be due to 3 or more CIBIL enquiries.after the first page, it said conditionaly pre approved limit of 4.x to 4.x credit limit. Post 3rd page, I got the following message:
After careful consideration, we are sorry to let you know that we will not be able to approve your application.
LOL
Yes possible. Contact customer card@BestBanker is it possible to match credit limit of 2 credit cards in Amex? Or move from one card to another?