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If regalia offered is RuPay and you don’t have Tata Neu, then go for it. You can use it for UPI txns for all your milestones etc.Hi guys, I have a Millennia credit card which has a limit of 8.7 lakhs. I just checked today that I've received a card upgrade offer to Regalia credit card. According to you guys what should be the ideal upgrade for me. I don't think Regalia is a good upgrade. Please suggest me what should I do.
Everyone knows that the base reward rate on Regalia is very low. And except lounge access there's been nothing left in Regalia card after all the devaluations. Millennia is far better in offer 5% cashback on 10 good merchants as well as 1% on wallet loads. Further, Regalia gold is launched at same fees with somewhat better offers so why would you say that it is the ideal upgrade after millennia?As per the hierarchy of hdfc card that should be the upgrade offer, why you think as per reward that isn't ideal ?
No regalia offered is normal visa variant. And besides millennia I only have axis ace.If regalia offered is RuPay and you don’t have Tata Neu, then go for it. You can use it for UPI txns for all your milestones etc.
Assuming you have other cards which give similar reward rate like Millenia on AMZ/FK.
Keep Millenia only. Regalia series is useless. You can easily get Axis Magnus c2c via this Millenia.No regalia offered is normal visa variant. And besides millennia I only have axis ace.
Forget about it then, time to make use of this forum and get some better cards from the market 🙂No regalia offered is normal visa variant. And besides millennia I only have axis ace.
Yeah regalia is useless. I'm more interested in Infinia if possible.Keep Millenia only. Regalia series is useless. You can easily get Axis Magnus c2c via this Millenia.
Search for magnus c2c through search, try via Vimal, Alwàys_Bélîevé_Yøursélf🎯Yeah regalia is useless. I'm more interested in Infinia if possible.
And also can you please tell me more about C2C process to avail axis magnus?
ThanksSearch for magnus c2c through search, try via Vimal, Alwàys_Bélîevé_Yøursélf🎯
Keep millennia then and don't close or cancel and might in the future, infinia upgrade with imperia banking might trigger upgrade for youForget about it then, time to make use of this forum and get some better cards from the market 🙂
Another interesting development in netbanking. In offers section I'm being offered second lifetime free hdfc credit card and when I open the offered card it's regalia gold lifetime free. Interesting 😂Keep millennia then and don't close or cancel and might in the future, infinia upgrade with imperia banking might trigger upgrade for you
DM @Alwàys_Bélîevé_Yøursélf🎯Yeah regalia is useless. I'm more interested in Infinia if possible.
And also can you please tell me more about C2C process to avail axis magnus?
Can't open his profile. Can't DMDM @Alwàys_Bélîevé_Yøursélf🎯
He'll help you from application till approval for premium Axis cards
He will reply here n contact you through dmCan't open his profile. Can't DM
Is it possible to get two HDFC credit cards? I wonder if it would be approved.Another interesting development in netbanking. In offers section I'm being offered second lifetime free hdfc credit card and when I open the offered card it's regalia gold lifetime free. Interesting 😂
They're promoting it as second hdfc card so chances are hdfc is giving flexibility for this card.Is it possible to get two HDFC credit cards? I wonder if it would be approved.
U can go for infinia directly. Btw can u tell me how did u get limit increase on millennia? How much are ur yearly spends and how much time it took ?Hi guys, I have a Millennia credit card which has a limit of 8.7 lakhs. I just checked today that I've received a card upgrade offer to Regalia credit card. According to you guys what should be the ideal upgrade for me. I don't think Regalia is a good upgrade. Please suggest me what should I do.
I had only HDFC credit card as my primary card for 4 years. And not very high spendings but normal 1.5-2 lakhs per year. Got lucky with Limit enhancement offers. Further, I have a preferred account.U can go for infinia directly. Btw can u tell me how did u get limit increase on millennia? How much are ur yearly spends and how much time it took ?
I think u should definetly go for Infinia then dont settle for anything less.I had only HDFC credit card as my primary card for 4 years. And not very high spendings but normal 1.5-2 lakhs per year. Got lucky with Limit enhancement offers. Further, I have a preferred account.