Paying CC bill of >75k for rewards/benefits

[Enthusiast]

I have to pay 1.6 Lakh HDFC CC bill this month. With my HDFC platinum debit card, i will pay 75k to get 750 cashback. So, how to pay the remaining amount (85k) to get rewards?

 

[TheMentalist]

why nobody has mentioned cheq ? we can still use it till the time they don't devalue completely...

Also you can pay using rupay upi on cheque

How to pay CC bill via Rupay CC UPI on Cheq?? I tried using Paytm/Phonepe, but payment failed on both

 

[satish0987]

I am using it since Account Opening date and getting 400 per month for 16k Bill Payment.

Merchant name has no role in it but MCC has an important role.

Earlier it was hit and miss due to frequent MCC change by Mobikwik but now MCC is fixed to Utility Since last few months.

For hw many months u tracking bro?

Do u use Millinea card only for 16k CC payment per month
And rest of month u dont use it?

Y i am asking is we can't track debit card rewards transaction in banking site

We have to track manually

 

[VISHESH_BANSAL]

For hw many months u tracking bro?

Do u use Millinea card only for 16k CC payment per month
And rest of month u dont use it?

Y i am asking is we can't track debit card rewards transaction in banking site

We have to track manually

Earlier I used to send an email to HDFC to know MCC, After Making 16k txn on Mobikwik.
If MCC belongs to Utility then only 16k Spend for that month otherwise 40k Spend .

But now no need to do this. Mobikwik is now sticked to Utility MCC for Quite a long time for Processing Bill Payment txns.

 

[jack333]

why nobody has mentioned cheq ? we can still use it till the time they don't devalue completely...

Also you can pay using rupay upi on cheque

Upi via credit card is not working on cheq for me. Are you really able to do it

 

[Wealth is my birth right!]

Only lowest variant of Federal cards - Signet has Rupay version.
Federal has a complete digital on-boarding but there is no card selection option for the user. If your CTC is higher than 5L most probably you will be auto assigned with higher variant Imperio or Celesta cards. There is no way to downgrade cards at the moment in federal.

Looks like I will qualify for top variant
Just wanted to know is all federal bank cc issued in rupay vendor only?

 

[techsearch]

Upi via credit card is not working on cheq for me. Are you really able to do it

Apologies its failing, I thought it would work as its working with paytm and gpay...I tried using gpay and paytm and that worked

 

[Chaitanya-a]

Looks like I will qualify for top variant
Just wanted to know is all federal bank cc issued in rupay vendor only?

Visa. Only lowest variant is available on Rupay & Visa both.

 

[Wealth is my birth right!]

Visa. Only lowest variant is available on Rupay & Visa both.

But based upon ITR if they give top variant then we miss rupay
Also in another post I saw we can’t choose card which is sad

 

[Chaitanya-a]

But based upon ITR if they give top variant then we miss rupay
Also in another post I saw we can’t choose card which is sad

Yeah in Federal we can't choose by ourselves. You'll get Visa only. Don't know if customer care guys take request for downgrade or not.

 

[hks789]

Yeah in Federal we can't choose by ourselves. You'll get Visa only. Don't know if customer care guys take request for downgrade or not.

No, they won't take that request. I tried to escalate my request, but they rejected it. It seems like they don't have a system to do that at the moment. They said they would implement an upgrade system in the near future.

 

[marvel]

I can able to add money to my Fi account using Bhim cc upi.

 

[CardSeeker]

Apologies its failing, I thought it would work as its working with paytm and gpay...I tried using gpay and paytm and that worked

Do we get rps for cc bill payments using gpay? ( tataneu card)

 

[techsearch]

Do we get rps for cc bill payments using gpay? ( tataneu card)

yes 1.5%

 

[hks789]

Will you get rewards on hdfc platinum card if you use it on mobiwik to pay hdfc cc..I thought hdfc plat gives rewards only when you pay cc bill through banks portal only ?

It will give points for mobikwik payments.

 

[saucy]

yes 1.5%

Wait, what?
1.5% cashback on paying cc bills with Google pay?

Is it a tata.neu specific offer?

 

[Enthusiast]

yes 1.5%

I didn't get any..

 

[techsearch]

I didn't get any..

check on mycards rewards section...as soon as transaction move from unsettled to unbilled... points will be updated in regards section

 

[techsearch]

Wait, what?
1.5% cashback on paying cc bills with Google pay?

Is it a tata.neu specific offer?

yes tata neu specific, its not for cc bill payments but for all transactions...cc bill payments will be blocked soon