HDFC credit card upgrade request with LTF possible?

[kunal89]

I'm holding Regalia first MC for at least 3.5yrs. I received LE time to time but never got any upgrade offer. My current limit is 3.8
Today somehow I managed to secure one upgrade offer in netbanking. Regalia or Millenia, but both are FYF.
I immediately mailed priority redressal asking for LTF is possible. It was denied within hours.
Now my question is, is there any way I take this upgrade offer and then make it LTF?
2500 is a big fee for me, also 3L waiver limit is too much. I get better value from my other cards than Regalia.
People are getting spend based LTF hdfc cards like crazy but for existing users they don't offer anything like that.
My ultimate goal will be to have infinia but I think I won't be getting LE if I keep on holding a discontinued card.
Experts please suggest.

 

[himesh8924]

If your goal is infinia stay with the existing regalia card. Your concern regarding annual fee then add any utility bill in Smartpay After 3 successful auto Debit payment your card will be LTF.

 

[kunal89]

If your goal is infinia stay with the existing regalia card. Your concern regarding annual fee then add any utility bill in Smartpay After 3 successful auto Debit payment your card will be LTF.

Is this still valid? I don't think so. This was applicable long back. Now only spend based LTF to new customers only.

 

[Docjogi]

If your goal is infinia stay with the existing regalia card. Your concern regarding annual fee then add any utility bill in Smartpay After 3 successful auto Debit payment your card will be LTF.

Received Credit Limit Enhancement offer today for DCB LTF from 7.57L to 9.57L but No upgrade option. Holding DCB since Jan Last yr. As DCB value was downgraded recently, want to upgrade to infinia LTF. Will that be possible ?

 

[V5689]

Received Credit Limit Enhancement offer today for DCB LTF from 7.57L to 9.57L but No upgrade option. Holding DCB since Jan Last yr. As DCB value was downgraded recently, want to upgrade to infinia LTF. Will that be possible ?

A credit limit of more than 8 lakhs should have made you eligible for Infinia from what I have heard. But LTF is a long shot.

 

[dav33]

Is infinia LTF possible now, atleast the plastic one and not metal. or is infinia plastic stopped issuing permanently further. Also what replacement are hdfc providing for current infinia ltf plastic card holders for expiry/ lost card. i want to upgrade from dcb to infinia but confused. infinia downside that no milestone benefits on 80k monthly spend like dcb and also no extra annual renewal benefits. club mariott etc are only first time on infinia but i can get multiple times on dcb if i meet yearly spends.

 

[dav33]

Do you feel getting Infinia will be better for you or your current DCB is better?

if i get infinia ltf it will be better mainly because of 5x amazon and 15k higher smartbuy points caping. but are they issuing at infinia plastic ltf now.