Tricks for getting ICICI Wealth Management

[Sreerag]

Is there any ways for getting ICICI Wealth Management upgrade? Already have 2 Privilege accounts with them which are individual. I prefer having family banking (3 accounts)
AQB is pretty low but having CCs with them of 2.4L and 2.8L limit

Any tips would be appreciated. Initial funding not recommended but anything upto 2L okay (at last case scenario only)

 

[0xfallup]

@anirban.choudhury i am trying to fetch cibil report from internet banking its showing it will charge 440 rupya 🙁

 

[sauravkumar]

@anirban.choudhury i am trying to fetch cibil report from internet banking its showing it will charge 440 rupya 🙁

Try in iMobile. If it still charges, then let us know.

I was thinking of upgrade but if we can't get free CIBIL report then it is of no use.

 

[0xfallup]

Try in iMobile. If it still charges, then let us know.

I was thinking of upgrade but if we can't get free CIBIL report then it is of no use.

iMobile its working without any problem ...was just checking with netbanking

 

[codenerd]

I meant a new account with initial funding of 5 lakhs

Yes youre right! I was told 10 lakh IP and then after 1 minute negotiation he was ready for 5 lakhs

 

[0xfallup]

Yes youre right! I was told 10 lakh IP and then after 1 minute negotiation he was ready for 5 lakhs

He can even get convinced to 1L if u try 🙂

 

[codenerd]

He can even get convinced to 1L if u try 🙂

I have 5 year old account with ICICI and somehow they automatically upgraded to Privilege account but dont have any special feature..🙁
I also have 3L limit ICICI APay CC. Such an active user of their account and credit card but still no upgrade offer ever. Not even rubyx/coral LTF debit/credit card also. Absolutely pathetic. If you have some trick or some god RM in contact pls DM me or help me in someway! I am tired of following up with ICICI bank for upgrades.

 

[saucy]

I tried talking to my RM - says salary acc already a privilege account, can't convert to wealth - aap mujhe bata dena, aapki FD rates Mai wealth wali dilwa dunga. 😒

@0xfallup out of curiosity - aisi kitni different hai FD rates?

 

[codenerd]

I tried talking to my RM - says salary acc already a privilege account, can't convert to wealth - aap mujhe bata dena, aapki FD rates Mai wealth wali dilwa dunga. 😒

@0xfallup out of curiosity - aisi kitni different hai FD rates?

I somehow have a 0 MAB privilege account. I dont know what they did but I have never done anything for getting that. I had opened the most basic savings account 5 years back and hardly any money is there. Maybe 10-20k but hell lot of transactions..

 

[0xfallup]

I have 5 year old account with ICICI and somehow they automatically upgraded to Privilege account but dont have any special feature..🙁
I also have 3L limit ICICI APay CC. Such an active user of their account and credit card but still no upgrade offer ever. Not even rubyx/coral LTF debit/credit card also. Absolutely pathetic. If you have some trick or some god RM in contact pls DM me or help me in someway! I am tired of following up with ICICI bank for upgrades.

easiest way i to open a new account they dont give a shit about how much old acc you have 25L nrv is required ...and acc is opened physically so not a chance to help from my end 🙁

 

[0xfallup]

I tried talking to my RM - says salary acc already a privilege account, can't convert to wealth - aap mujhe bata dena, aapki FD rates Mai wealth wali dilwa dunga. 😒

@0xfallup out of curiosity - aisi kitni different hai FD rates?

chuna laga rha tha

 

[jack333]

Is it true that fd rate is different for wealth account? @anirban.choudhury

 

[codenerd]

easiest way i to open a new account they dont give a shit about how much old acc you have 25L nrv is required ...and acc is opened physically so not a chance to help from my end 🙁

So youre saying I may have more chances of Wealth with just 1-2 or maybe upto 5lakh funding with a new account? Will they allow me to keep more than one savings account?
Also If I plan to open a new account any chance you could give me any reference of ur RM if possible over DM?
Also do you actually maintain any balance as per wealth criteria after you got their wealth account?

 

[0xfallup]

1. Yes open a new wealth account ,go to your nearest branch and enquire the Initial funding required for this account and negotiate and no you have to close your current account and open a new wealth account.
2. Account is opened offline so reference wont work (if u stay near 421503 then dm me)
3.I just have recently opened my account for day to day transaction and nothing else not going to maintain money as the branch rm even said lifetime free zero balance account ..and tbh i opened it for black theme ( one of the main reasons ) 🙂

 

[codenerd]

1. Yes open a new wealth account ,go to your nearest branch and enquire the Initial funding required for this account and negotiate and no you have to close your current account and open a new wealth account.
2. Account is opened offline so reference wont work (if u stay near 421503 then dm me)
3.I just have recently opened my account for day to day transaction and nothing else not going to maintain money as the branch rm even said lifetime free zero balance account ..and tbh i opened it for black theme ( one of the main reasons ) 🙂

Thanks a lot! Did you have it in written that for 0MAB the account wont get downgraded/charges or anything?

 

[0xfallup]

Thanks a lot! Did you have it in written that for 0MAB the account wont get downgraded/charges or anything?

yeah ...whatsapp chats are there

 

[Thomas Shelby]

chuna laga rha tha

Does this mean wealth fd rates are better or are they worse

 

[sauravkumar]

---

I tried talking to my RM - says salary acc already a privilege account, can't convert to wealth - aap mujhe bata dena, aapki FD rates Mai wealth wali dilwa dunga. 😒

@0xfallup out of curiosity - aisi kitni different hai FD rates?

Now this has raised some serious doubts.

Is wealth account FD rates are different??
Nowhere it is mentioned.

Could someone check and confirm this?

 

[panu24]

I don't think Wealth account FD rates are different.

 

[Bugs Bunny]

He can even get convinced to 1L if u try 🙂

I put a pre condition of opening a wealth account with 3L deposit plus LTF Sapphiro he said sir you don't pay ITR to minimum 6 months old account chaiye he assured me ki 6 month jaise huye apko approve kra dunga ltf

 

[0xfallup]

I put a pre condition of opening a wealth account with 3L deposit plus LTF Sapphiro he said sir you don't pay ITR to minimum 6 months old account chaiye he assured me ki 6 month jaise huye apko approve kra dunga ltf

well...everyone says some or the other things 🙁