I don't think mini kyc will have any limitation adding through rupay upi except the add limit is only 9k in a month, while in full kyc you may add and spend 199k... i added my full kyc airtel saving account through rupay cc 50k in different txn, and txn went smooth...later i paid cc bill from the same money..... its no profit, no loss kinda thing...as hardly any rp on loading through rupay