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Best Way to pay Credit Card Bill

kushal

TF Select
VIP Lounge
Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.
 
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Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.
Normal Platinum Dc Users Gets How Much?
 
Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.
I Have Platinum DC Still Unable To Register To Union Rewardz
 
We can't pay HDFC cc bill through HDFC billpay using platinum debit card, right ?
Then whats the best way to earn that 750 cashback for HDFC Credit card bill payments ?
 
Also I think mobikwik allows to pay credit card bills through other credit cards.

So let's say I pay my hdfc CC bill through my sbi vistara card in mobikwik, then would it be considered in sbi vistara milestone?
 
It would, but why would you do that? I can't remember the exact percentage but it's probably around 2-3% extra.
Eg : Let's assume 50k bill per month of hdfc credit card.

Even if mobikwik charges 3% that is around 1500 extra.

Sbi vistara prime gives a premium economy ticket on spends of 1.5L.

So if we make 3 payments of hdfc CC in mobikwik thru sbi vistara prime, it would give you a premium economy ticket by spending 4500Rs (that we spent on mobikwik as convenience fee)

Am I Missing something here ?
Any inputs here
@TechnoFino @bhavyegoel @RewardsAlert @ltf4ever @anirban.choudhury
 
Eg : Let's assume 50k bill per month of hdfc credit card.

Even if mobikwik charges 3% that is around 1500 extra.

Sbi vistara prime gives a premium economy ticket on spends of 1.5L.

So if we make 3 payments of hdfc CC in mobikwik thru sbi vistara prime, it would give you a premium economy ticket by spending 4500Rs (that we spent on mobikwik as convenience fee)

Am I Missing something here ?
Any inputs here
@TechnoFino @bhavyegoel @RewardsAlert @ltf4ever @anirban.choudhury
If reward rate is high, the logic works very well. That is one reason such cards block selective MCCs.
Cashback cards will block those MCCs very fast for such customers. Reward points based cards are little forgiving.
 
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