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Normal Platinum Dc Users Gets How Much?Two issues.
1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.
0.25%Normal Platinum Dc Users Gets How Much?
Cant we open 1 lakh accouand and later downgrade it to normal account?0.25%
Read thisCant we open 1 lakh accouand and later downgrade it to normal account?
If anyone has experience with union bank reward please share.
I Have Platinum DC Still Unable To Register To Union RewardzTwo issues.
1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.
I am asking reverse of this. First get HNI ac with outof box signature card then downgrade ac to normal savings ac.Read this
Post in thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-210137
Same result.I am asking reverse of this. First get HNI ac with outof box signature card then downgrade ac to normal savings ac.
Use Mobikwik to earn CB.We can't pay HDFC cc bill through HDFC billpay using platinum debit card, right ?
Then whats the best way to earn that 750 cashback for HDFC Credit card bill payments ?
Mobikwik charges anything to pay CC bills ?Use Mobikwik to earn CB.
No charges if you use debit card. There are other bank debit cards like IndusInd, RBL and few more that works with Mobikwik.Mobikwik charges anything to pay CC bills ?
Also on mobikwik, I have to pay using my platinum debit card or any method would work ?
Is there any limit to cashback earned ?No charges if you use debit card. There are other bank debit cards like IndusInd, RBL and few more that works with Mobikwik.
For Indus it's 1050Is there any limit to cashback earned ?
Just to add,For Indus it's 1050
RBL 1000
HDFC 750
bank | max cashback | rate |
Indus | 1050 | Varies from 0.35% to 0.93% |
RBL | 1000 | >1% possible |
HDFC | 750 | Always 1% |
So just pay your HDFC credit card bill using hdfc platinum debit card on mobikwik to earn flat 1% upto 750 (just like paying non hdfc CC bills on hdfc billpay) ?Just to add,
bank max cashback rate Indus 1050 Varies from 0.35% to 0.93% RBL 1000 >1% possible HDFC 750 Always 1%
Absolutely right.So just pay your HDFC credit card bill using hdfc platinum debit card on mobikwik to earn flat 1% upto 750 (just like paying non hdfc CC bills on hdfc billpay) ?
It would, but why would you do that? I can't remember the exact percentage but it's probably around 2-3% extra.Also I think mobikwik allows to pay credit card bills through other credit cards.
So let's say I pay my hdfc CC bill through my sbi vistara card in mobikwik, then would it be considered in sbi vistara milestone?
Eg : Let's assume 50k bill per month of hdfc credit card.It would, but why would you do that? I can't remember the exact percentage but it's probably around 2-3% extra.
If reward rate is high, the logic works very well. That is one reason such cards block selective MCCs.Eg : Let's assume 50k bill per month of hdfc credit card.
Even if mobikwik charges 3% that is around 1500 extra.
Sbi vistara prime gives a premium economy ticket on spends of 1.5L.
So if we make 3 payments of hdfc CC in mobikwik thru sbi vistara prime, it would give you a premium economy ticket by spending 4500Rs (that we spent on mobikwik as convenience fee)
Am I Missing something here ?
Any inputs here
@TechnoFino @bhavyegoel @RewardsAlert @ltf4ever @anirban.choudhury