Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[mojo_jojo123]

No points on visa signature with cheq.
Mobikwik 50 back in first cc bill payment of the month along with points 🤷🏻‍♂️ or 1% if you have give access and full bill payment

do we always get indusind dc points on visa signature if we do cc payment via paytm and mobikwik or is it just a hit or miss game ?

 

[4uziaul]

do we always get indusind dc points on visa signature if we do cc payment via paytm and mobikwik or is it just a hit or miss game ?

Try with Master Card variant.

 

[mojo_jojo123]

Try with Master Card variant.

master card variant don't have and need to pay in 1-2 days..

 

[4uziaul]

master card variant don't have and need to pay in 1-2 days..

Then Paytm or Mobikwik should work.

 

[mojo_jojo123]

Then Paytm or Mobikwik should work.

Thanks,, anyone tried recently visa signature card of indusind Bank and got cashbacj points by any chance ?

 

[4uziaul]

Thanks,, anyone tried recently visa signature card of indusind Bank and got cashbacj points by any chance ?

If the due date is not anytime soon, try with a small amount and within 2-3 days you will see the points.

My bad you need to pay within 1-2 days. 😞

 

[mojo_jojo123]

If the due date is not anytime soon, try with a small amount and within 2-3 days you will see the points.

My bad you need to pay within 1-2 days. 😞

hmm hence asking wider audience if anyone tried recently

 

[hysteriadoc]

anyone got points on cc payment in cheq via indusind visa signature select dc. or any tips on double dip using visa signature dc

I didnt get any RPs on Cheq with Indusind Exclusive Visa Signature DC or with HDFC Classic Platinum DC. However, i got points on my SBI Indianoil Rupay DC upto max 100 RPs per transaction. Also I got 1% Cheq points. This month I tried Paytm for CC bill payments & I got 3000 RPs worth Rs. 1050/- with Indusind Exclusive Visa Signature DC.

 

[Ankur dhanda]

do we always get indusind dc points on visa signature if we do cc payment via paytm and mobikwik or is it just a hit or miss game ?

Won’t get points on Paytm

 

[Ankur dhanda]

do we always get indusind dc points on visa signature if we do cc payment via paytm and mobikwik or is it just a hit or miss game ?

On Mobikwik I get points on my visa signature dc for cc payment

 

[mojo_jojo123]

so only paytm and mobikwik working for visa signature card

 

[mojo_jojo123]

Won’t get points on Paytm

as per hysteriadoc he got points for paytm also

 

[brightknight]

is there a way to know the RPs earned againt particular transaction? like a statement for debit card also?

 

[Ankur dhanda]

What

as per hysteriadoc he got points for paytm also

please ask him to share with me also if he got, I didn’t get since months.

 

[Ankur dhanda]

is there a way to know the RPs earned againt particular transaction? like a statement for debit card also?

No they’ll just show the total points earned in your monthly statement you receive on mail or can check points status on app.

 

[4uziaul]

as per hysteriadoc he got points for paytm also

So far, what I have gathered from this thread is that Visa on Paytm is hit or miss, better use Visa or MasterCard on Mobikwik.

 

[sam4]

why no body is talking about union bank visa signature debit card which offers 1% cb effectively without monthly cap.
Is there any catch that I am missing or its just not lucrative enough for our community?

 

[VijayflyRaven]

as per hysteriadoc he got points for paytm also

It is hit or miss. I did not get it for last transaction on Visa.

 

[VijayflyRaven]

why no body is talking about union bank visa signature debit card which offers 1% cb effectively without monthly cap.
Is there any catch that I am missing or its just not lucrative enough for our community?

Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.

 

[mojo_jojo123]

Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.

+ its a PSU bank may be ? so no one is interested much