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My expierence from IDFC Select to IDFC Wealth

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samba113

samba113

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When I submitted my salary slips and bank statements initially, they informed me that I needed to increase my limit in order to proceed with the request for limit enhancement. After increasing my limit, they only upgraded me to the IDFC Wealth credit card.

thanks technofino forum helps lot in general credit cards process..
 
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samba113 said:
When I submitted my salary slips and bank statements initially, they informed me that I needed to increase my limit in order to proceed with the request for limit enhancement. After increasing my limit, they only upgraded me to the IDFC Wealth credit card.

thanks technofino forum helps lot in general credit cards process..
Click to expand...
Same here.
I had select cc with 2L limit.
They asked the docs salary slips and bank statement to first increase limit and then upgrade.
I just got the mail that the limit was increased to 3L.
However I am not sure if they'll upgrade the card with new 3L limit.
Let's see. 🤞
 
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samba113 said:
When I submitted my salary slips and bank statements initially, they informed me that I needed to increase my limit in order to proceed with the request for limit enhancement. After increasing my limit, they only upgraded me to the IDFC Wealth credit card.

thanks technofino forum helps lot in general credit cards process..
Click to expand...
What was the card usage before upgrade
 
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TheGambler said:
Same here.
I had select cc with 2L limit.
They asked the docs salary slips and bank statement to first increase limit and then upgrade.
I just got the mail that the limit was increased to 3L.
However I am not sure if they'll upgrade the card with new 3L limit.
Let's see. 🤞
Click to expand...
They need 5L limit for wealth as far my last conversation with IDFC
 
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I used to have two idfc cc ..i closed both the cards to apply for idfc wealth cc..I checked the offer and applied for idfc wealth but My application got rejected by idfc bank.. This is bizare as i used to have idfc bank cc.
how much time I have to wait to apply for IDFC bank credit card again
 
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elite34700 said:
Hi,

I’m struggling with the IDFC guys to get a card. I always see a first wow offer in spite of having a select account. Can someone help me around with this ?
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Only way to apply for a CC is online. How old is your Select account? It’s 2-3 months of wait and maintaining AMB normally for a pre approved for to pop up.
 
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Congratulations for the new card but you haven't elaborated on your experience from IDFC select to Wealth. As to how much was the limit earlier and it got enhanced what? Is the LE is purely salary based or your usage included. As they have upgraded you to Wealth then obviously your limit must have been enhanced to 5 Lakhs+ and fot that generally how much take home salary do they want as per your experience.
 
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Salvo08 said:
Congratulations for the new card but you haven't elaborated on your experience from IDFC select to Wealth. As to how much was the limit earlier and it got enhanced what? Is the LE is purely salary based or your usage included. As they have upgraded you to Wealth then obviously your limit must have been enhanced to 5 Lakhs+ and fot that generally how much take home salary do they want as per your experience.
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Yes the post is very vague and hardly useful. No mention of salary or limits
 
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samba113 said:
When I submitted my salary slips and bank statements initially, they informed me that I needed to increase my limit in order to proceed with the request for limit enhancement. After increasing my limit, they only upgraded me to the IDFC Wealth credit card.

thanks technofino forum helps lot in general credit cards process..
Click to expand...
Yes same for me was holding first select credit card for last 1.5 years.

Saw the post on TF forum submitted the bank statement and salary slips and got limit enhanced as well as the credit card upgraded.

Just 1 thing I want to add is that C2C method did not work for me as few people mentioned in the forum and the limit required to upgrade to Wealth is 5 Lakhs not 4 Lakhs are some people have mentioned (I already had Select card with 4.9 lakhs limit and I was still denied the upgrade)

I had tried same thing around 6 months back but CS had told me that IDFC does not upgrade credit cards, you can cancel and then place request for a new one and then hopefully wealth card will be provided
 
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C2C method did worked for me. I only had 2 credit cards, 1st was secured icici card. 2nd was SBI SimplyCLICK with limit of 3L (since 2020). Then I applied for IDFC wealth, It got approved with 4L limit. I am not a salaried person.
 
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sreddy said:
Yes, very limited information from OP. More information should have been provided.
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Sorry... yes.. not detailed information in the post. my initial credit is 2.60L and they enhanced the limit to 5L and after that with in two days they upgraded card to Wealth. Salary slips and Bank statement is shared.
 
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