Best 0 MAB account for UPI

[varun__goel_]

Hey,
Please suggest a good account for UPI txns with 0 MAB other than Kotak 811 but similar to it, that gives option for virtual DC. Have 811 but not able to set upi pin don't know for what reason. Even CC has no idea.🫡

 

[4uziaul]

You can try AU Bank, but they will send you a physical Rupay card.

IndusInd Bank you will get a virtual card.

Paytm Bank you will get a virtual card.

 

[varun__goel_]

You can try AU Bank, but they will send you a physical Rupay card.

IndusInd Bank you will get a virtual card.

Paytm Bank you will get a virtual card.

Indusind issues Physical DC with issuance charges.
Paytm isn't onboarding new customers because of RBI ban.

 

[4uziaul]

Indusind issues Physical DC with issuance charges.
Paytm isn't onboarding new customers because of RBI ban.

I am sorry I forgot about Paytm, but last time when I opened a Zero balance digital account with Indusind, I didn't apply for the physical card and started using the virtual card. Maybe things have changed now, but you should check once.

 

[phagocyte536]

Fi

 

[vganeshsah]

AU we can open without physical card, i recently opened the same.

Then through Paytm we can set UPI ....

 

[Dazzwilliams]

Jupiter

 

[varun__goel_]

AU we can open without physical card, i recently opened the same.

Then through Paytm we can set UPI ....

Do they issue virtual DC?

 

[varun__goel_]

J

I am sorry I forgot about Paytm, but last time when I opened a Zero balance digital account with Indusind, I didn't apply for the physical card and started using the virtual card. Maybe things have changed now, but you should check once.

Just checked, only zero balance account with DC fees: 500+gst

 

[vganeshsah]

Do they issue virtual DC?

No virtual debit card.....

 

[4uziaul]

Do they issue virtual DC?

Open the account get the card, activate the account and then cut the debit card 😂

 

[vganeshsah]

Open the account get the card, activate the account and then cut the debit card 😂

Why need the debit card, we can get UPI Activated through paytm.... No need to weast 500+gst

 

[varun__goel_]

Why need the debit card, we can get UPI Activated through paytm.... No need to weast 500+gst

When there's no DC, how will u activate UPI🙄. Does AU have Aadhar facility for UPI?

 

[vganeshsah]

When there's no DC, how will u activate UPI🙄. Does AU have Aadhar facility for UPI?

You can activate UPI without DC via Paytm Karo 🙂

 

[varun__goel_]

You can activate UPI without DC via Paytm Karo 🙂

That's not possible, either you need DC or Aadhar to set UPI pin

 

[vganeshsah]

Ok i may be done through aadhar.... Since then don't have DC for my new AU bank account

 

[vganeshsah]

I thought why I need to pay annual fee for DC hence I didn't opted DC

 

[4uziaul]

That's not possible, either you need DC or Aadhar to set UPI pin

Yes, you can set it via aadhar did that recently.

 

[4uziaul]

But in my opinion go for the debit card almost everyday you get good offers with their card and it's only 177 including GST.

 

[vganeshsah]

But in my opinion go for the debit card almost everyday you get good offers with their card and it's only 177 including GST.

May be in future and planning to open account in my spouse name and get DC for offers....