Best 0 MAB account for UPI

[varun__goel_]

Hey,
Please suggest a good account for UPI txns with 0 MAB other than Kotak 811 but similar to it, that gives option for virtual DC. Have 811 but not able to set upi pin don't know for what reason. Even CC has no idea.🫡

 

[4uziaul]

Yes, I opened using aadhar, and can see last 4 digits of aadhar number in profile section of AU 0101

Then talk to customer care once because only two way to set UPI pin, either with Aadhar or Debit card and I also shared screenshot with you, it is possible using Aadhar.

By the way which app you are using to set UPI and when did you open your account? I used Paytm in my case.

 

[varun__goel_]

By the way which app you are using to set UPI

Tried Paytm, PhonePe, Bhim

when did you open your account?

Today in the morning, that's why I asked that does it take time to get updated..

 

[cardwizard]

Yeah, it was working well before. When I changed phone, it's asking to create a new UPI pin, even though I have made one before and made lot of transactions. But now I am not able to set using any of the UPI app.

You can also try once using the Bank's app itself, nowadays almost all banks have their own UPI feature enabled in their mobile app.
At the very least their it should be working fine.

 

[4uziaul]

Tried Paytm, PhonePe, Bhim

Today in the morning, that's why I asked that does it take time to get updated..

Okay, I just checked my e-mails and saw that I opened the account on 12th of April and activated the UPI using Aadhar on the 21st of April, so I think you should wait and like cardwizard said, you should also try the AU app to set your UPI.

 

[varun__goel_]

Okay thanx, apps asking to enable transaction rights via debit card first😂. If anything doesn't work will order debit card.
BTW thanx for so much help buddy🥹

Okay, I just checked my e-mails and saw that I opened the account on 12th of April and activated the UPI using Aadhar on the 21st of April, so I think you should wait and like cardwizard said, you should also try the AU app to set your UPI.

 

[4uziaul]

Okay thanx, apps asking to enable transaction rights via debit card first😂. If anything doesn't work will order debit card.
BTW thanx for so much help buddy🥹

There is one problem with AU app, it poses a limitation if you choose not to order the debit card, significantly restricting its usage.

 

[varun__goel_]

There is one problem with AU app, it poses a limitation if you choose not to order the debit card, significantly restricting its usage.

Yupp, for everything its asking for DC. Can only see A/c balance and transaction.
And do they offer pre approved CC?

 

[4uziaul]

Yupp, for everything its asking for DC. Can only see A/c balance and transaction.
And do they offer pre approved CC?

Nope and I don't think they will offer it so soon. 😂

 

[4uziaul]

By the way, I just recalled something. Within a day or two, they will give you a call to discuss the benefits of your account and inform you about the associated charges. They will also confirm the types of transactions you can perform on your account. This way, you will have the assurance that your account is active.

 

[varun__goel_]

By the way, I just recalled something. Within a day or two, they will give you a call to discuss the benefits of your account and inform you about the associated charges. They will also confirm the types of transactions you can perform on your account. This way, you will have the assurance that your account is active.

Okay, thnx 👍

 

[varun__goel_]

Okay, thnx 👍

Hey, I was successful in setting UPI using aadhar🙂. I want to ask if I order debit card, activate the netbanking and then deactivate DC, will my netbanking stay active?

 

[4uziaul]

Hey, I was successful in setting UPI using aadhar🙂. I want to ask if I order debit card, activate the netbanking and then deactivate DC, will my netbanking stay active?

Congratulations!!! I don't see any reason for them to deactivate Netbanking, but to be honest I am not sure myself.

 

[BloreBro]

Indusind issues Physical DC with issuance charges.
Paytm isn't onboarding new customers because of RBI ban.

You can still open PayTM Payments Bank account if you are already KYC verified for your PayTM wallet. There is no RBI ban on that. My wife and I opened PayTM Payments Bank Accounts this week.

If your PayTM wallet is not already KYC verified, then RBI ban is applicable and its not possible to open the account.

 

[BeingPramod]

Jio Payment Bank is a good option for zero balance account and for UPI payment too.

 

[coolanshu1000]

Jio Payment Bank is a good option for zero balance account and for UPI payment too.

How is the service of Jio Payments Bank? Thinking of opening a basic account with them.. just to start UPI from my secondary number..