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SBI Simply Click Card generated within minutes.

AsB

TF Legend
I got a huge surprise from SBI Today. I was just sitting there, watching Netflix. Out of nowhere, I got this message :-

Dear Customer, Double your Delight! Get your virtual SimplyCLICK SBI Credit Card within minutes & get Rs. 500 Amazon Voucher on generation of virtual card. Enjoy 10X Reward Points on online spends at exclusive partners with this card. Click https://www.sbicard.com/sprint/simplyClick & enjoy the benefits. T&C
Now, just out of curiosity, I went with this link. The card was pre-selected. I tried to change it to Simply Save, as it was available on RuPay, but the same was not available in the list. There was SBI BPCL, but I already use a fuel card from my cousin (add-on), so I didn't want that one.
I went through the process. Surprisingly, all my details were pre-filled. Including the PAN Card. Even, my company name and its exact address were also pre-filled. . I don't know how they got it. Only the photograph was needed to be captured.
Then, they asked me to provide bank account details. I wasn't sure which account I needed to provide, so I provided the same one where my salary was credited. They deposited Re 1 /- , and after that asked me to deposit it back from the same account to SBI (all links were provided), to complete the verification.

Within a few seconds, the approved limit , the annual charges (Rs 499 + GST) were shown. I clicked "Confirm". My card was instantly generated. The card number, CVV, expiry date, all things were shown. There was also a message that an Amazon voucher of Rs 500/- will be sent to me within 30 days.

The only problem that I faced was, even though I have a very good internet connection, the application used to run into error multiple times. But, there was an option to retrieve the application, and it continued where I left.

I only hope SBI quickly brings this card into RuPay.

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Is it allowing to get another card. I would also have tried to apply had they shown sbi vistara cards
You can instantly get another card after 6 months - 1 year, but only if your spending pattern is deteceted by SBI systems such that you get SBI Vistara. Otherwise, you can get it by applyijng normallly.

SBI allows only - Simply Click, BPCL, Max SBI Card, Lifestyle Home Centre SBI Card, Spar SBI Card through Sprint
 
This has been recently started by SBI as I heard few more cases like this. This is actually called NTB(new to bank) acquisitions & they generally fetch the score from Cibil & prepare the pre-approve offer purely based on your score. This is the reason probably you will not see any hard enquiry on cibil at the time of application process.

But again I don't understand people are so much excited about SBI when there are so many cards out there who is giving LTF without any conditions.
First of all, there was a hard enquiry. Secondly, I am not excited about SBI Card. I am excited because a bank like SBI is giving "away" credit cards, at good limits, based only on bank statement, and that too instantly, with virtual Credit card generation. I have not seen any bank generating virtual Credit card so instantly. And the card is not LTF
 
First of all, there was a hard enquiry. Secondly, I am not excited about SBI Card. I am excited because a bank like SBI is giving "away" credit cards, at good limits, based only on bank statement, and that too instantly, with virtual Credit card generation. I have not seen any bank generating virtual Credit card so instantly. And the card is not LTF
What do you mean by giving way by SBI??
If you have been a defaulter and still they are giving Cards in that case it would have been a giveaway or if the cards are free.

In case of IDFC you can say it's giving away because their all cards are free of cost.
 
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