• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

HDFC Debit Card EMI Related Query?

Apply For Lifetime Free IDFC First Credit Card
Imanojchoudhari

Imanojchoudhari

TF Buzz
HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
 
Apply For LTF AU LIT Credit Card
Solution
Rkr
Imanojchoudhari said:
HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
Click to expand...
I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18% .
Sort by date Sort by votes
Imanojchoudhari said:
HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
Click to expand...
I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18% .
 
Upvote 1 Downvote
Solution
Rkr said:
I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18%
Click to expand...
Rkr said:
Have you sent the mail ?
Click to expand...
Yes e-mail already sent bank told me you need to pay 3 EMI after you can Preclose the loan but bank also ask me reason for Preclose i mentioned my reason and mail sent now waiting for revert back from bank
 
  • Like
Reactions: Rkr
Upvote 0 Downvote
Rkr said:
Let me know ,what they revert.I will guide you to get it closed if they wouldn't cooperate on the same.
Click to expand...
I purchased AC from local store on 17 june 2023 by using icici bank debit card emi.
Bank deducted 1/- till date from my account. I have called several times to customer care but they denied to close EMI and told me for foreclosure. I have given request and still no response received. Can you please tell me how to check Debit card EMI account in icici net banking/app ?
It is not showing anywhere 😔
It was my first experience with debit card emi
 
Upvote 1 Downvote
I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.
 
  • Hehe
Reactions: Rkr
Upvote 0 Downvote
CredAshram said:
I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.
Click to expand...
Have you contacted them via email mentioned in above posts...
You have to escalate it their grievance team.

@4uziaul
@VISHESH_BANSAL Throw some light on this issue.
 
Upvote 0 Downvote
Imanojchoudhari said:
HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
Click to expand...
contact branch they will help you
 
Upvote 0 Downvote
I have a pre-approved HDFC debit card EMI limit of 75,000 INR. However, every time I attempt to utilize it on various platforms such as Flipkart, Myntra, Samsung, Apple, or Reliance, a notification stating 'Transaction declined by the bank' appears post entering the OTP. What could potentially be causing this issue?
 
Upvote 0 Downvote
alt said:
I have a pre-approved HDFC debit card EMI limit of 75,000 INR. However, every time I attempt to utilize it on various platforms such as Flipkart, Myntra, Samsung, Apple, or Reliance, a notification stating 'Transaction declined by the bank' appears post entering the OTP. What could potentially be causing this issue?
Click to expand...
Are this offer still avaialble ?
Recheck .
Here’s how you can check your eligibility for EASYEMI

On WhatsApp - Text DC EMI Offer to 70700 22222
EVA chatbot - Type DCEMI
 
Upvote 0 Downvote
CredAshram said:
I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.
Click to expand...
@S S V Can you please tell me can i pre-close dcemi?
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

R
  • Question Question
Sbi card emi related
Replies
10
Views
525
rj9099
R
praful47
  • Question Question
EMI Related query
Replies
4
Views
253
praful47
praful47
D
  • Question Question
hdfc debit card emi
Replies
5
Views
865
fageriaji
fageriaji
Back
Top