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HDFC Debit Card EMI Related Query?

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Imanojchoudhari

Imanojchoudhari

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HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
 
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Solution
Rkr
Imanojchoudhari said:
HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
Click to expand...
I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18% .
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Imanojchoudhari said:
HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
Click to expand...
I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18% .
 
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Solution
Rkr said:
I think nothing like that. Better drop a mail of cancelling of DC EMI to HDFC at support@hdfcbank.com or loansupport@hdfcbank.com and let them revert in written.
Pre-closure of the DC EMI will currently attract a charge of 3% of the balance principal outstanding + GST @ 18%
Click to expand...
Rkr said:
Have you sent the mail ?
Click to expand...
Yes e-mail already sent bank told me you need to pay 3 EMI after you can Preclose the loan but bank also ask me reason for Preclose i mentioned my reason and mail sent now waiting for revert back from bank
 
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Rkr said:
Let me know ,what they revert.I will guide you to get it closed if they wouldn't cooperate on the same.
Click to expand...
I purchased AC from local store on 17 june 2023 by using icici bank debit card emi.
Bank deducted 1/- till date from my account. I have called several times to customer care but they denied to close EMI and told me for foreclosure. I have given request and still no response received. Can you please tell me how to check Debit card EMI account in icici net banking/app ?
It is not showing anywhere 😔
It was my first experience with debit card emi
 
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I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.
 
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CredAshram said:
I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.
Click to expand...
Have you contacted them via email mentioned in above posts...
You have to escalate it their grievance team.

@4uziaul
@VISHESH_BANSAL Throw some light on this issue.
 
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Imanojchoudhari said:
HDFC Debit Card EMI

I Have an active Debit card EMI i want to preclose it

I talked with with hdfc customer care he told me you need to pay EMI for 3 month and then you can pre close EMI also 3% + gst on principal is charged

Now my Question is what happened if I make full payment of Debit card EMI will it close by itself
Click to expand...
contact branch they will help you
 
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I have a pre-approved HDFC debit card EMI limit of 75,000 INR. However, every time I attempt to utilize it on various platforms such as Flipkart, Myntra, Samsung, Apple, or Reliance, a notification stating 'Transaction declined by the bank' appears post entering the OTP. What could potentially be causing this issue?
 
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alt said:
I have a pre-approved HDFC debit card EMI limit of 75,000 INR. However, every time I attempt to utilize it on various platforms such as Flipkart, Myntra, Samsung, Apple, or Reliance, a notification stating 'Transaction declined by the bank' appears post entering the OTP. What could potentially be causing this issue?
Click to expand...
Are this offer still avaialble ?
Recheck .
Here’s how you can check your eligibility for EASYEMI

On WhatsApp - Text DC EMI Offer to 70700 22222
EVA chatbot - Type DCEMI
 
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CredAshram said:
I have ordered iphone 15 with DCEMI. Today, I called HDFC Customer Care for closing EMI. They denied it. They told me that, you need to maintain EMI for 3 Months atleast before closing EMI.

is there anyway to close DCEMI @Rkr ?

Please let me know. I am going through this problem whole day.
Click to expand...
@S S V Can you please tell me can i pre-close dcemi?
 
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