Only Premium & Super Premium Cards Discussion

[FinGuru]

Update - This trick doesn't seem to work. I will confirm once my transaction is settled.

Three days ago, Axis Bank uploaded devaluation PDFs, prompting me to pay 2 lacs as advance taxes. Opting for the Canara Bank payment gateway, I proceeded with the transaction, fully aware that a fee would be levied (0.47%). However, I was taken aback when the fee amounted to Rs. 2146, a little over 1% of the total payment, inclusive of taxes.

Today, I found myself facing another tax payment situation (Self-assessment tax). This time, I decided to explore an alternative payment gateway and chose HDFC PG. To my delight, when making a self-assessment tax payment of approximately Rs. 1.10 lacs, I noticed that no fee was imposed. I paid the exact amount without any additional charges, leaving me super happy.

Please share your experiences.

 

[WhoU]

Wait for transaction settlement and let us know if the charges were still not posted.
There are instances where you don’t get surcharge in OTP amount, but on settlement the the surcharge is added.

 

[Cardmarvel]

Wait for transaction settlement and let us know if the charges were still not posted.
There are instances where you don’t get surcharge in OTP amount, but on settlement the the surcharge is added.

Yes. They add it when the transaction is settled

 

[VISHESH_BANSAL]

HDFC Gateway do not charge at the time of Txn, but recover at the time of Settlement.

I also selected HDFC Gateway for a Property Tax Payment, because no surcharge was reflecting at OTP page.
At Settlement 1.18% extra was deducted.

If I choosed any other Gateway, I could save a few extra bucks.

Do not fall in the trap of HDFC Gateway

 

[jack333]

So now all gateways are charging atleast 1% plus gst?

 

[ak93]

Caveat - not sure how long it will work

Three days ago, Axis Bank uploaded devaluation PDFs, prompting me to pay 2 lacs as advance taxes. Opting for the Canara Bank payment gateway, I proceeded with the transaction, fully aware that a fee would be levied (0.47%). However, I was taken aback when the fee amounted to Rs. 2146, a little over 1% of the total payment, inclusive of taxes.

Today, I found myself facing another tax payment situation (Self-assessment tax). This time, I decided to explore an alternative payment gateway and chose HDFC PG. To my delight, when making a self-assessment tax payment of approximately Rs. 1.10 lacs, I noticed that no fee was imposed. I paid the exact amount without any additional charges, leaving me super happy.

Please share your experiences.

I have faced similar issue in booking irctc tickets. HDFC gateway shows no extra fees but once the transaction is settled, fees is added to transaction amount itself.

So 1140 payment gets settled as 1158 which is more than 1.5%!

 

[FinGuru]

Wait for transaction settlement and let us know if the charges were still not posted.
There are instances where you don’t get surcharge in OTP amount, but on settlement the the surcharge is added.

I will update after a few days.

 

[VISHESH_BANSAL]

So now all gateways are charging atleast 1% plus gst?

Canara and HDFC one is charging.

 

[FinGuru]

HDFC Gateway do not charge at the time of Txn, but recover at the time of Settlement.

I also selected HDFC Gateway for a Property Tax Payment, because no surcharge was reflecting at OTP page.
At Settlement 1.18% extra was deducted.

If I choosed any other Gateway, I could save a few extra bucks.

Do not fall in the trap of HDFC Gateway

Then it will happen to me also.. It's a foregone conclusion.

 

[CARDBITRAGE]

Exactly. You will find the charges added to your transaction amount once it is settled. Always stick to Canara.

 

[FinGuru]

Exactly. You will find the charges added to your transaction amount once it is settled. Always stick to Canara.

Canara has silently doubled the charges.

 

[CARDBITRAGE]

Canara has silently doubled the charges.

Seems like they have. It's now in line with other gateways. So better to get an SBI card and use that on the SBI gateway. That way we won't have to pay any charges I suppose. Someone correct me if I am wrong here.

 

[bugmenot]

HDFC Gateway do not charge at the time of Txn, but recover at the time of Settlement.

Isn't the charge mentioned upfront? This helps in picking relevant gateway.

 

[VISHESH_BANSAL]

Isn't the charge mentioned upfront? This helps in picking relevant gateway.

I checked each and every gateway available for Property tax payment.
Except HDFC all other Gateways was showing charges Upfront .
Since HDFC did not showed Upfront , I thought I would not be charged extra but got charged at Settlement.

 

[D7162]

I have seen somewhere that now we can pay gst as well. Anyone can confirm ? And if yes, how and what are charges ?

 

[gurubhai]

Which cards you guys use to pay property/income taxes as Govt transactions dont give RPs for HDFC atleast.??

 

[FinGuru]

Which cards you guys use to pay property/income taxes as Govt transactions dont give RPs for HDFC atleast.??

For now Magnus... can also use SCB for a lower reward / SBI. Infinia won't give points but can be used for milestone achievement.

 

[thedator]

Does paying tax with prepaid wallet cards work? 🤔

 

[jaimingandhi64]

HDFC Gateway do not charge at the time of Txn, but recover at the time of Settlement.

I also selected HDFC Gateway for a Property Tax Payment, because no surcharge was reflecting at OTP page.
At Settlement 1.18% extra was deducted.

If I choosed any other Gateway, I could save a few extra bucks.

Do not fall in the trap of HDFC Gateway

I paid my 62000 tax with 0 charge from HDFC Payment gateway and used HDFC TATANEU Infinity card. there is no fees even after settlement

 

[VISHESH_BANSAL]

I paid my 62000 tax with 0 charge from HDFC Payment gateway and used HDFC TATANEU Infinity card. there is no feeds even after settlement

Mode UPI ?
Or may be Due to Rupay Network.

VISA/Mastercard m toh mujhe every time settlement pe extra deduct hua hai, phir chaye woh Education Fee payment hi kyu na ho