Standard Chartered LTF Platinum Rewards Credit Card

[prc1990]

Statndard Chatarad has started sourcing Platinum Rewards Credit Card under Life Time Free pricing.

This card generally comes with a Joining/Annual of INR 250+GST but under this special offer this becomes free on spending of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

Link: https://www.sc.com/in/credit-cards/platinum-rewards/

Anyone tried to apply, please update this thread.

 

[pprakash11]

card appeared in app and Twitter support said it will be ltf. I'll use their message as proof.

Lucky you.

 

[abhaybhalala]

I got reply from Head.Service@sc.com
I will not be charged annual fee.

 

[lucifer]

I got reply from Head.Service@sc.com
I will not be charged annual fee.

how?

 

[abhaybhalala]

how?

I sent below email on 16th, June, 2023 and yesterday I got above reply from head.service@sc.com

Screenshot of LTF offer I sent:

 

[sangeeth]

I was expecting this'd be an easy card to get but seeing all the hassle, I'm having second thoughts.

I have SC Ultimate now but thinking to close it and wanted to get this one before that happens (assuming having an existing card makes it easy). Anyone with SC Ultimate had an easy experience and still managed to avoid the fees?

 

[lucifer]

I was expecting this'd be an easy card to get but seeing all the hassle, I'm having second thoughts.

I have SC Ultimate now but thinking to close it and wanted to get this one before that happens (assuming having an existing card makes it easy). Anyone with SC Ultimate had an easy experience and still managed to avoid the fees?

LTF is only for new to bank customers and not for existing ones

 

[Sai Ganesh]

LTF is only for new to bank customers and not for existing ones

Oh really ? In case we have a SC card already and if we apply for 2nd credit card as Platinum Rewards , wont it be LTF as we apply via online and spend 500 within 30 days ?

 

[Sai Ganesh]

Ok ok bro then fine , no use of getting 2nd card from SC then

 

[MOhit __]

Is SC removing duplicate CIBIL enquiry that were made during the credit card application?

 

[nitrogenSingh]

Is SC removing duplicate CIBIL enquiry that were made during the credit card application?

Been fighting for 3 months now. Not Resolved. IN Process

 

[MOhit __]

Been fighting for 3 months now. Not Resolved. IN Process

Oh, thank you.... I'll just disregard it now and save my time.

 

[0xfallup]

Been fighting for 3 months now. Not Resolved. IN Process

ab tak nhi hua apka, mera done after bamboo

 

[skywalker]

Which CC to go for - Platinum Rewards (LTF) or Smart CC (FYF)? Please help me choose.

Also, would Smart CC be eligible for all StanC offers everywhere (Amazon etc), since it provides extra Cashback on online transactions like SBI Cashback, which is not eligible for SBI offers in sale?

 

[nitrogenSingh]

ab tak nhi hua apka, mera done after bamboo

Arey RBI ka bamboo kiye the, phir they replied, we have done it,
One question, time lagta hai kya CIBIL update hone me, after they update it?
Mene unke reply ke baad, turant CIBIL check kiya, it was still showing up somehow.

 

[0xfallup]

Arey RBI ka bamboo kiye the, phir they replied, we have done it,
One question, time lagta hai kya CIBIL update hone me, after they update it?
Mene unke reply ke baad, turant CIBIL check kiya, it was still showing up somehow.

mera 2-3 days mai remove kardiya tha max

 

[nishadthakur]

that's called, "not applicable existing card holder".

always look for TnCs followed by *

I applied under the impression that it was free(i remember that the existing clause was not there in June) , now they charged me 295 ₹, so I mailed them to cancel the card, they said pay the bill first, I mailed pno and they reversed the charge and cancelled the card, also card doesn't have fuel waiver, I wanted to use it as fuel card but after reading the terms card is waste

 

[Sai Ganesh]

Which CC to go for - Platinum Rewards (LTF) or Smart CC (FYF)? Please help me choose.

Also, would Smart CC be eligible for all StanC offers everywhere (Amazon etc), since it provides extra Cashback on online transactions like SBI Cashback, which is not eligible for SBI offers in sale?

Platinum Rewards is the only LTF card as of now SC is providing as of now.

If your online spends are more , try going for Smart CC , as i saw in @TechnoFino sir video , this card gives 2% cashback even for wallet reloads also it comes with nil joining fees as per current offer and also the approval rate is more in case of Smart CC.

I went for Smart cc for 2 reasons ,

1. They were giving oneplus nord buds till 31st june applications
2. The approval rate is more than SC Platinum as this is the only chance to get SC CC.

Just my thought , for more info , see the offer details and apply for the card based on your requirements.

 

[maheshspanicker]

But if one wants to go for an SC card, isn't the "Smart" credit card a better choice ?

Surely seems like it, if you look at their reward portal. One of the worst, probably the worst! Its smarter to go for a cashback card from SCB.

 

[Harrypotter]

Been fighting for 3 months now. Not Resolved. IN Process

I have heard from my friend working there they have hired a fresh graduates with a low salary of 15000 per month for the PNO support. This is how scb treat the Indian market.

 

[Adwait]

Anyone applied card via existing relationship by authentication through debit card?
Is vkyc applicable to that?