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Standard Chartered LTF Platinum Rewards Credit Card

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prc1990

TF Legend
Statndard Chatarad has started sourcing Platinum Rewards Credit Card under Life Time Free pricing.

This card generally comes with a Joining/Annual of INR 250+GST but under this special offer this becomes free on spending of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

Link: https://www.sc.com/in/credit-cards/platinum-rewards/

Anyone tried to apply, please update this thread.
 

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Sai Ganesh said:
Platinum Rewards is the only LTF card as of now SC is providing as of now.

If your online spends are more , try going for Smart CC , as i saw in @TechnoFino sir video , this card gives 2% cashback even for wallet reloads also it comes with nil joining fees as per current offer and also the approval rate is more in case of Smart CC.

I went for Smart cc for 2 reasons ,

  1. They were giving oneplus nord buds till 31st june applications
  2. The approval rate is more than SC Platinum as this is the only chance to get SC CC.
Just my thought , for more info , see the offer details and apply for the card based on your requirements.
Click to expand...
I also have SBI Cashback CC. Would SC Smart CC still be beneficial for me? Since I’m already getting 5% CB for most of my online spends.

Also, Nord buds offer is discontinued now AFAIK.
 
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skywalker said:
I also have SBI Cashback CC. Would SC Smart CC still be beneficial for me? Since I’m already getting 5% CB for most of my online spends.

Also, Nord buds offer is discontinued now AFAIK.
Click to expand...
Smart CC is good to get 2% back for spends on (high spend) categories excluded from SBI CB. Like wallet, insurance, jewellery, education, utilities, rent etc. Nearly no credit cards give any kind of cashback on most of these categories.
 
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rogerthat said:
Smart CC is good to get 2% back for spends on (high spend) categories excluded from SBI CB. Like wallet, insurance, jewellery, education, utilities, rent etc. Nealy no credit cards give any kind of cashback on most of these categories.
Click to expand...
It's applicable on utility bill payments and insurance premium payments also?! And for jewellery spends done online only?
 
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skywalker said:
It's applicable on utility bill payments and insurance premium payments also?! And for jewellery spends done online only?
Click to expand...
Yes, all online spends. Actually it can be considered that there are no exclusions to the online 2% cashback on SC Smart because fuel is the only excluded category overall! Only up to a maximum of Rs.50000 a month though.

In reality SC Smart is the real "No frills online cashback card".
 
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rogerthat said:
Yes, all online spends. Unlike any other card there are no exclusions to the online 2% cashback on SC Smart because the only fuel is excluded category overall! Only up to a maximum of Rs.50000 a month though.

In reality SC Smart is the real "No frills online cashback card".
Click to expand...
Woah! How much time do they take to credit the cashback to the card? Is it as smooth as SBI Cashback?
 
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rogerthat said:
There's a slight difference there. Cashback will be accumulated in the SC 360 portal as soon as the transaction is settled and you need to redeem it from there for statement credit manually. No redemption fees.
Click to expand...
Man, this card seems like a must-to-have. I don't think any other CCs are offering cashback or even reward points on utility bill payments, insurance premium payments and wallet loading payments anymore.
 
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rogerthat said:
Yes it is unless otherwise mentioned.
Click to expand...
Applied for the Smart CC and got an update "your Smart Credit Card application has been Approved in Principal."
Hope it gets approved, my residence address is in serviceable area but permanent address isn't. Also, they haven't asked for uploading any documents yet (payslip, ID proof).
How long do they take usually to complete the application, any idea? Do they perform vKYC and/or in-person physical verification?
 
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skywalker said:
Applied for the Smart CC and got an update "your Smart Credit Card application has been Approved in Principal."
Hope it gets approved, my residence address is in serviceable area but permanent address isn't. Also, they haven't asked for uploading any documents yet (payslip, ID proof).
How long do they take usually to complete the application, any idea? Do they perform vKYC and/or in-person physical verification?
Click to expand...
First you will recieve call from them and they will verify the details you have enteted in application.

Thereafter you will get link to complete ekyc link via adhar .

After above all this you will get VKYC link to complete your vkyc verification.
 
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Rkr said:
First you will recieve call from them and they will verify the details you have enteted in application.

Thereafter you will get link to complete ekyc link via adhar .

After above all this you will get VKYC link to complete your vkyc verification.
Click to expand...
Oh okay. How long does it take approx for the whole process to get completed and card to get approved?
 
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