Please suggest me a card for mixed use (Detailed Usage Posted)

[gurpreet.9211]

To start with I have Axis Magnus, Amex MRCC, ICICI APay, Axis Flipkart and a few others.
Since I got Magnus other cards were mostly kept aside and Magnus became my go-to card for all needs.
With the Magnus devaluation, I am looking for a replacement. I'm not much into miles but with Magnus the reward rate was so good that I got into the game.

Now, Is there any good alternative to get cashback or reward at a good rate. Below are my typical monthly use

Swiggy : 15-20k (I used axis flipkart earlier, then vouchers via gyftr-mangus) - Thinking to get HDFC Swiggy co branded card for this
Rent : 45k (used magnus-payzapp)
Amazon Pay :10-15k (Earlier ICICI Apay, then gyftr-mangus) This covers all recharges/payments
Amazon Shopping : 5-10k (Earlier ICICI Apay, then gyftr-mangus)
Retail Shopping :5-10k (Vouchers via gyftr-mangus()
POS/Merchant : 2-5k (Magnus)
Insurance : 3-4k (via Amazon Pay balance, Axis-gyftr)
Fuel : 2-3k (Magnus)
Travel/Hotel (Don't do much) : 10-15k Per Quarter TravelEdge/(MMT/Yatra voucher via magnus-gyftr)
Once a year Vacation : 2-5L - Depends on offers - This amount completely varies

P.S. : I might get Axis Burgundy Account, Negotiating with RM.

I don't have Rupay variant yet, I'm thinking to get HDFC TATA Infinity Neo for UPI payments.

 

[Tejo]

To start with I have Axis Magnus, Amex MRCC, ICICI APay, Axis Flipkart and a few others.
Since I got Magnus other cards were mostly kept aside and Magnus became my go-to card for all needs.
With the Magnus devaluation, I am looking for a replacement. I'm not much into miles but with Magnus the reward rate was so good that I got into the game.

Now, Is there any good alternative to get cashback or reward at a good rate. Below are my typical monthly use

Swiggy : 15-20k (I used axis flipkart earlier, then vouchers via gyftr-mangus) - Thinking to get HDFC Swiggy co branded card for this
Rent : 45k (used magnus-payzapp)
Amazon Pay :10-15k (Earlier ICICI Apay, then gyftr-mangus) This covers all recharges/payments
Amazon Shopping : 5-10k (Earlier ICICI Apay, then gyftr-mangus)
Retail Shopping :5-10k (Vouchers via gyftr-mangus()
POS/Merchant : 2-5k (Magnus)
Insurance : 3-4k (via Amazon Pay balance, Axis-gyftr)
Fuel : 2-3k (Magnus)
Travel/Hotel (Don't do much) : 10-15k Per Quarter TravelEdge/(MMT/Yatra voucher via magnus-gyftr)
Once a year Vacation : 2-5L - Depends on offers - This amount completely varies

P.S. : I might get Axis Burgundy Account, Negotiating with RM.

I don't have Rupay variant yet, I'm thinking to get HDFC TATA Infinity Neo for UPI payments.

Just say you are magnus fan directly.

You dont need a thread for that.

 

[gurpreet.9211]

Just say you are magnus fan directly.

You dont need a thread for that.

I was 🙂 but with deval and 25000 bonus going out. I am thinking to replace magnus, hence the post.

 

[tanvi]

If u want direct cashback
Go with sbi cashback card

 

[credit_debit]

If possible, easiest way is to open Burgundy account in the short term, till you find alternative like Infinia

 

[mowgli]

What is the offer they are giving on burgundy? Normally, For new customers, it is 3L salary credit required, or 10 AQB

 

[Sufficient_Shop]

I was hoping you get a reply here since my requirements are slightly similar (although not same). But interested to know if you negotiated anything for Burgundy account (if so, what?)

 

[gurpreet.9211]

I was hoping you get a reply here since my requirements are slightly similar (although not same). But interested to know if you negotiated anything for Burgundy account (if so, what?)

Will update this post once all the negotiations are done. The RMs visit my office campus once a month so just waiting for them to follow up.

 

[BMR]

Checking in to see if you have any update @gurpreet.9211

 

[gurpreet.9211]

Will update this post once all the negotiations are done. The RMs visit my office campus once a month so just waiting for them to follow up.

So I've finally got the email confirmation of account conversation to Burgundy.