LTF Sapphiro/Emerald credit card

[sauchadh]

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

 

[alphadark7alphadark7 is verified member.]

LTF Emeralde is next to impossible - At least that is what they told me, But in our community, someone has received Emeralde LTF. How? No idea.

For Sapphiro, They said salary above 3 lakhs per month or something minimum to think about it

I am running behind them to get me LTF Sapphiro but no luck so far even when I am promising a Wealth account.

If you have a pre-approved offer, that is the easiest and simplest way to get one.

So apply halfway and leave it, to be in the data of ICICI and you might get an offer.

 

[sauchadh]

How would I know if there is a pre-approved offer ? You mean if I apply online

 

[prc1990]

How would I know if there is a pre-approved offer ? You mean if I apply online

Pre-approved offers are only for savings account holders.

 

[sauchadh]

I don't have any saving account with ICICI. I would have to open one if that is the only way to get it.

 

[prc1990]

Not true. But savings account helps.

Are account na hoga to pre-approved offer kya udke ayega? Kuch bhi, kuch bhi 😝😝

 

[souvikdey2002]

For ICICI, Pre-approved offer released for certain NTB(New to bank) PAN's where the history is too good. My wife has got LTF Pre-approved Rubyx although she didn't have any account with icici.

 

[prc1990]

For ICICI, Pre-approved offer released for certain NTB(New to bank) PAN's where the history is too good. My wife has got LTF Pre-approved Rubyx although she didn't have any account with icici.

That's very rare I believe 🙂.

 

[alphadark7alphadark7 is verified member.]

What is the amount of initial deposit required to get a LTF Emeralde? 10L? 20L? 50L?

 

[V360]

Tried applying for Emeralde on website, it is visible in VISA Variant. Anyone has recently got this in Master Card Variant?

 

[__Kash__]

LTF Emeralde is next to impossible - At least that is what they told me, But in our community, someone has received Emeralde LTF. How? No idea.

For Sapphiro, They said salary above 3 lakhs per month or something minimum to think about it

I am running behind them to get me LTF Sapphiro but no luck so far even when I am promising a Wealth account.

If you have a pre-approved offer, that is the easiest and simplest way to get one.

So apply halfway and leave it, to be in the data of ICICI and you might get an offer.

I had got Sapphiro LTF last year. I'm not sure what's the criteria, I don't have savings account with them. I applied on their website for the card, got a call from their credit card team and they told they'll process it LTF, may be there was an offer going on. This week I got an offer from ICICI for an upgrade to Emerald LTF.

 

[alphadark7alphadark7 is verified member.]

I had got Sapphiro LTF last year. I'm not sure what's the criteria, I don't have savings account with them. I applied on their website for the card, got a call from their credit card team and they told they'll process it LTF, may be there was an offer going on. This week I got an offer from ICICI for an upgrade to Emerald LTF.

Emeralde LTF? Seriously?

 

[__Kash__]

Emeralde LTF? Seriously?

Yes, I'm waiting for Amex variant before proceeding with the request

 

[alphadark7alphadark7 is verified member.]

Yes, I'm waiting for Amex variant before proceeding with the request

That I think you can change later on as well

 

[__Kash__]

That I think you can change later on as well

Agreed, but i thought of waiting though. I'll go with MC otherwise

 

[alphadark7alphadark7 is verified member.]

Agreed, but i thought of waiting though. I'll go with MC otherwise

I would suggest not because they keep refreshing these offers and if you don't upgrade now then chances are you might lose that offer

 

[alphadark7alphadark7 is verified member.]

My mom had a pre-approved offer for Infinia and I didn't take it, till date I have never received the offer again

 

[CryptopsychoCryptopsycho is verified member.]

Yes, I'm waiting for Amex variant before proceeding with the request

seriously without ICICI account Emeralde LTF? Is your net pay too high or Cibil above 850???

 

[alphadark7alphadark7 is verified member.]

I want Emeralde @anirbanm How do we get it?

 

[__Kash__]

seriously without ICICI account Emeralde LTF? Is your net pay too high or Cibil above 850???

My cibil is 780+