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Is your flipkart card LTF? If not, you can close it now. After a month or two you can call customer carr and ask for Flipkart card, you will get it with same limit of Select card.They haven't upgraded the limit on that yet even after an year. I upgraded to Burgundy and got select CC as well after that. However, the limit on the Flipkart card is still 50k and they are not ready to increase it, they are not even ready to remove the limit and merge it with select. My RM is of not much help here.
It is LTFIs your flipkart card LTF? If not, you can close it now. After a month or two you can call customer carr and ask for Flipkart card, you will get it with same limit of Select card.
Hi Kashyap,I had got Sapphiro LTF last year. I'm not sure what's the criteria, I don't have savings account with them. I applied on their website for the card, got a call from their credit card team and they told they'll process it LTF, may be there was an offer going on. This week I got an offer from ICICI for an upgrade to Emerald LTF.
1. I'm using Sapphiro from 15 months, current limit is 15LHi Kashyap,
I have read all the answers posted by you in this thread & would like to ask you something specific, please answer me if possible:-
1. How many days you have been using Sapphiro & what is your current limit now??
2. Are you the primary card holder of this one(Sapphiro) or using add-on card which has been issued in your parent's name?? If yes, does she/he hold an account with ICICI?? if yes, what is the total NRV??
3. How much spending you have done ever since you have started using this one(you don't have to be accurate, approximate figure will also be fine)
4. How did you come to know you sapphiro is LTF since according to your spending you will get waiver very easily every year. Have you got any written confirmation from anyone that this has been issued to you as LTF.
5. Same way, how did you come to know you have been offered Emeralde as "LTF" & not on chargeable basis. If you have got any offer then is it visible in your application?? If yes, please do share us a screenshot as well.
For last 2 points please let me know if all these LTF confirmation you have got is only "verbal" or there is something in Black & White.
5. Will you please mail Customer Care so that you get a confirmation that you are getting a Emeralde LTF?? Let us know what response you have got from them.1. I'm using Sapphiro from 15 months, current limit is 15L
2. I'm the primary card holder, my dad has an add-on
3. 25L+
4. When I applied for the card, in credit card verification they confirmed it is LTF and after I received the card, I mailed cc and they confirmed it
5. Got a call from CC department and they confirmed it is LTF, as earlier. I want the Amex variant so I haven't accepted the offer yet.
3. my relationship with ICICI is just 15 months old, I started it with Sapphiro. 25L+ spends in 15 months3. 25L+ in how many years, i.e. 1, 1.5, 2 year??
5. Will you please mail Customer Care so that you get a confirmation that you are getting a Emeralde LTF?? Let us know what response you have got from them.
Last question, I guess you are a business man, how much ITR do you file & if you are salaried then how much CTC do you have??
These are sensitive questions, you may choose not to answer me but considering that Emeralde LTF is a rarest of rare scenario, if you disclose these details then we would get a fair amount of idea about it.
Overall I must say, you have got a very strong case for Emeralde LTF considering the fact I didn't hear anybody having a Sapphiro with 15 L limit & spent 25L so far.
Thanks bro, once you got the confirmation mail, please share us here.3. my relationship with ICICI is just 15 months old, I started it with Sapphiro. 25L+ spends in 15 months
5. I'll mail them and get a confirmation soon
Before the offer goes,I think you should avail the upgrade now.Yes, I'm waiting for Amex variant before proceeding with the request
I know 2-3 person with Emeralde FYF, but LTF havn't seen/heard so far.Any others here don't have LTF Emeralde? 😳
Completely agreed, first thing what you should do is to get the confirmation in Black & White as soon as possible without wasting any more time.Before the offer goes,I think you should avail the upgrade now.
You can later request bank to change it to Amex once the services is resumed
Once I was offered Saphairo (but chargeable) But I asked bank for LTF.Yeah exactly
I suggested him the same
Yes. They are giving. But chargeable. So better to keep LTF platinum. And using for Rs.10-20 quarterlyOffers don't matter
If you call customer care they'll give anyway
Oops, then I'll mail them right away.Before the offer goes,I think you should avail the upgrade now.
You can later request bank to change it to Amex once the services is resumed
Congratulations in advance.Oops, then I'll mail them right away.
I was not aware that these offers have a limited validity as well
Yes they have validity and once it goes away, it's very difficult to get the offer againOops, then I'll mail them right away.
I was not aware that these offers have a limited validity as well
For that Can we approach the bank and say we are looking for LTF credit card ? Would that work ?For ICICI, Pre-approved offer released for certain NTB(New to bank) PAN's where the history is too good. My wife has got LTF Pre-approved Rubyx although she didn't have any account with icici.
I had saving account with them from 2 years was not using it. From last 3 months i started taking salary in this account.Congratulations!
What relations did you have with with ICICI before this?