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One option : Standard Chartered UltimateHey Guys,
Could you please suggest a credit card which gives maximum cashback on offline merchant (pos transactions) ?
Hi,One option : Standard Chartered Ultimate
Axis Ace and au lit(customized offer)Hey Guys,
Could you please suggest a credit card which gives maximum cashback on offline merchant (pos transactions) ?
First thing, I am not a SC customer...Hi,
I have got an LE on SC app. Read all T&C, didn't find anything concerning. I am a little bit worried about this. Are there any charges or changes in fees if I accept the LE or should I be worried about anything?
thanks bro. You too have a nice day! 🙂First thing, I am not a SC customer...
Second. there won't be any charges for any Credit Limit enhancement. no need to worry.
Third, you can share Screen shots of the all the screens ( hiding sensitive data) for us to read and reassure you..
Fourth: Please act on the above , if you need any further opinion..
Have a nice day...
SC Manhattan is ONLY Grocery/Supermarket 5%. Max 500 cashback per cycle (on max 10000 spend)Departmental and Grocery/Super market - SC Manhattan = 5%
Does even on medicine offline Manhattan gives 5% ?No issues in last 2 years.
As per me,
Shopping means Westside, Trends etc. as long as MCC shopping = 5%
Grocery/Supermarket (I use local grocery stores and still getting 5% on rice bags, oils etc. don't have to go D-Mart for everything as long as MCC is Grocery) = 5%.
Departmental is like combination of both like D-Mart etc = 5%.
These are my definitions and based on my usage I can assure you it works fine.
As long as your spends above 1k, I don't think its much an issue to slash 3000 per transaction.
Do check the latest TnCs related to this card, a very good card those who spend on these categories..
As per my usage, it works fine nearby Grocery stores (local), Shopping (local) along with big departmental stores. No issues till today.
Though, now I'm shifting my spends to Online Grocery apps and Gyftr voucher stores but still if one finds the usage, it gives good cashback.
Below link available in product page too.
Thanks ahow about using Manhattan on amazon will it give 5% ? 😛shopping/grocery stores/supermarkets/departmental stores, only.
If any of these stores sells medicine and mcc as above then you'll get, but never saw such store.
Medicine, some low level cards are there but it depends like
SimplyCLICK = apollo = 2.5%
Pulse = any = 2.5%
Remaining usually (mostly) online platforms available if needed, so online reward rate comes. Otherwise basic best general offline card (2%) or if amex accepted those milestones.
How Atlas will be 4% bro ?Infinia is worth applying for, but you won't get it, because it's by invitation only.
so forget about it.
you need over 42 lacs income or 10 lakhs limit on another card.
Forget Diners club black also --
you will not be able to recover the 11800 annual fees, because there are no renewal points like Infinia, only some memberships which have no cash value and are not very useful (you can easily do without them).
Also, DCB acceptance is very low, so you will find it difficult to use it anywhere.
So just apply for Atlas.
With 10% return on Traveledge, direct hotels, direct airlines.
4% return on everything else.
So it is far better than DCB.
Infinia (14.5%) beats Atlas (10%) only when you book 10X airtickets on Smartbuy platform.
For offline and non travel expenses,
Atlas 4% is better than Infinia 3.3% and Standard chartered Ultimate 2.85% (after discounting vouchers 10% & deducting 118 redemption fee).
Magnus Burgundy beats them all with 24% on Traveledge & 4.8% on offline and non travel transactions,
but then you need to keep 10 lacs idle in a savings account.
Please use like or love emojis if you find my analysis & advice useful, thanks 🙏
Hey Guys,
Could you please suggest a credit card which gives maximum cashback on offline merchant (pos transactions) ?
2 Atlas edge miles on 100 converts to 4 Accor points which are easily worth over Rs 1.How Atlas will be 4% bro ?
I have upcoming spend of 40k offline transaction in next week. I have following cards: HDFC Diner Black, Amex Gold Charge, Amex Travel, ICICI Sapphiro, Axis Neo, Axis Airtel and IDFC Select. Which is the best credit card to maximise on benefits.
This offline transaction has nothing to do with any brands or products.