Only Premium & Super Premium Cards Discussion

[moneyMaker]

I have a millennia LTF at a good limit.

Can I somehow get these cards at ltf?

 

[NOOBY]

I think these details have been shared before as well

for LTF DCB, enroll and graduate via IIM/IIT/BITS/etc
for LTF Infinia, clear UPSC and become IAS/IPS

OR

build good relationship (in terms of money, the higher the better) with bank and pursure BM to give you the cards.

you can get paid Infinia if your existing spends on HDFC cards are 6/7L in past 6 months, with limit higher than 8/10L, values decrease for DCB.

 

[drsel]

My child qualifies for LTF DCB as MBA from Ahmedabad, but annual income is only 15 lakhs.
Is he eligible for LTF DCB?

 

[R@J]

My child qualifies for LTF DCB as MBA from Ahmedabad, but annual income is only 15 lakhs.
Is he eligible for LTF DCB?

no..he will be eligible for Diner Millenia or DCP if salary is less than that required for DCB.

However, he can get it if he has existing HDFC card with limit > 5 Lakhs

 

[drsel]

no..he will be eligible for Diner Millenia or DCP if salary is less than that required for DCB.

However, he can get it if he has existing HDFC card with limit > 5 Lakhs

Existing HDFC moneyback card with limit of two lakhs

 

[plastikman]

Existing HDFC moneyback card with limit of two lakhs

Maybe, your child can request HDFC for an limit enhancement by sending income documents to their Chennai office with their prerequisite form. Once the card limit is enhanced to beyond 5 lakhs only, then an application for DCB via alumni route can be made.

In case any application is made now with existing limit of less than 5 lakhs or even less than 7-8 years experience after getting the degree from IIM A, HDFC will issue a LTF Millenia or LTF DCP in place of LTF DCB.

 

[drsel]

Work experience less than 2 years

 

[plastikman]

Work experience less than 2 years

Better to wait in that case. Alternatively can also apply for ICICI Sapphiro under Alumni offer.

 

[moneyMaker]

Will be focusing on increasing my credit limit, cheers 🥂

 

[Salvo08]

My child qualifies for LTF DCB as MBA from Ahmedabad, but annual income is only 15 lakhs.
Is he eligible for LTF DCB?

If MBA from IIM then give it a shot. Though with credit limit of 2L would be difficult. Better to wait till Credit limit is enhanced to 5L

 

[Salvo08]

Will be focusing on increasing my credit limit, cheers 🥂

Ya that’s the only option to get the card. But one shouldn’t focus for LTF as effectively you only pay the GST.

 

[moneyMaker]

only pay the GST.

Itni mehnat karneke baad, paise dene padhenge?

No deal.

 

[drsel]

But you will never recover 11800, it's only worth it if it's lifetime free

 

[drsel]

I personally feel that Magnus Burgundy is the best and Atlas is number two, Infinia number 3

 

[Tejo]

My child qualifies for LTF DCB as MBA from Ahmedabad, but annual income is only 15 lakhs.
Is he eligible for LTF DCB?

Ask to upgrade, if they won't upgrade.

Close the card and get under alumni.

 

[WandereR]

Close the card and get under alumni.

No HDFC CC means 1.75L/m salary slip which will be tougher with 15L annual income.

 

[drsel]

Diners black requires 21 lakhs annual income and Infinia requires 42 lakhs annual income so my child cannot get either

 

[Salvo08]

One gets the fee waiver on annual spends of 5L which looks pretty doable if one wants to enjoy benefits of this premium card.

 

[drsel]

One gets the fee waiver on annual spends of 5L which looks pretty doable if one wants to enjoy benefits of this premium card.

But he cannot even get this premium card because of low annual income

 

[Deleted member 11974]

Diners black requires 21 lakhs annual income and Infinia requires 42 lakhs annual income so my child cannot get either

get him a mgnus