Only Premium & Super Premium Cards Discussion

[noobdipesh]

What about 1.18% credit card charge for rent payment?

First transaction is free, right?

 

[hs23]

First transaction is free, right?

Correct. Technically there are no points on rent but when you use hdfc billpay desk + redgyraffe you get no transaction fee and reward points. HDFC can get fix this anytime as they did already with Payzapp app.

 

[Pawan_KS]

My dcb is 2 months old, any way to convert to paid dcb metal now without waiting another 4 months?

you may get upgrade option in internet banking.

 

[Virgo]

Correct. Technically there are no points on rent but when you use hdfc billpay desk + redgyraffe you get no transaction fee and reward points. HDFC can get fix this anytime as they did already with Payzapp app.

Can you help explain where to make the payment for Redgirraffe? I added my Redgirraffe id as a biller in HDFC Bill Pay section of mobile app. Though it gets added as a biller, but no due amount is appearing. Not sure if I am doing something wrong

 

[Tejo]

Can you help explain where to make the payment for Redgirraffe? I added my Redgirraffe id as a biller in HDFC Bill Pay section of mobile app. Though it gets added as a biller, but no due amount is appearing. Not sure if I am doing something wrong

Remove the biller and again add it

 

[D7162]

My dcb is 2 months old, any way to convert to paid dcb metal now without waiting another 4 months?

Just mail them, my brother had DCB with only 1 or 2 statements generated, sent mail to upgrade to metal, they sent card straightaway, they dont mind if you are willing to pay fees

 

[drsel]

Correct. Technically there are no points on rent but when you use hdfc billpay desk + redgyraffe you get no transaction fee and reward points. HDFC can get fix this anytime as they did already with Payzapp app.

You did not include the DCB Metal 11800 joining fee/annual fee (with no joining benefits of any cash value) in your calculation, which would reduce the return from 5.37% to 2.42% on 4 lacs rent payment.

There is a reason why HDFC is the most profitable bank in India.
They make the customer feel that he is getting great returns whether he is a saver, borrower or credit card holder.

 

[sousnake]

You did not include the DCB Metal 11800 joining fee/annual fee (with no joining benefits of any cash value) in your calculation, which would reduce the return from 5.37% to 2.42% on 4 lacs rent payment.

There is a reason why HDFC is the most profitable bank in India.
They make the customer feel that he is getting great returns whether he is a saver, borrower or credit card holder.

Oh.. then DCB plastic ltf is better. Getting 3.3% on rent & no joining fees. Only redgiraffe charges, nothing else.

 

[drsel]

Oh.. then DCB plastic ltf is better. Getting 3.3% on rent & no joining fees. Only redgiraffe charges, nothing else.

How did you get it lifetime free