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DCB HDFC Diners Black card denied despite having 5L limit.

  • Thread starter Thread starter mrtravel
  • Start date Start date
  • Replies Replies 36
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mrtravel

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Hi people,

My current limit on a HDFC CC is 5L. I wrote to grievance team to request for an upgrade to Diners Black. They said I was not eligible as per the bank's internal criteria. Is there any way to get this upgrade?

More Info:
I am holding Business Moneyback Card
I didn't spend much on this card because of its low reward rate.
I am an Imperia banking customer.
I clearly explained them that I spent good enough on my other CCs and yet they said I was not eligible.
 
Last edited:
In my situation, I was offered the same business money back card earlier but didn't choose it, tricked HDFC & waited patiently for new offer. After 4-6 months I got new offer with Millennia which I wanted. Since HDFC wants users to do every spend on their card, then only they entertain upgrades & limit enhancement. And one should have good rewarding card to spend. That's why I choose millennia as first card.

It'll take me few years i.e. 2-3 years to get till Infinia with this traction.
Ok... 👍
 
Hi Guys,

Just wanted to know from anyone, if I would be eligible for DCB LTF, given my institute is in the list and I dont meet the salary criteria, hold DCP>1 yrs, Limit of 4.7 lakhs?

Thanks
 
Hi people,

My current limit on a HDFC CC is 5L. I wrote to grievance team to request for an upgrade to Diners Black. They said I was not eligible as per the bank's internal criteria. Is there any way to get this upgrade?

More Info:
I am holding Business Moneyback Card
I didn't spend much on this card because of its low reward rate.
I am an Imperia banking customer.
I clearly explained them that I spent good enough on my other CCs and yet they said I was not eligible.
Welcome to HDFC. This bank have no respect for their loyal customers as they dont follow their own banks internal criteria
 
No idea i got this information when i was speaking about my cards with product team
I got the DCB as an upgrade to Regalia just today, any ETA on change? Curious to know if my welcome benefits will change or how it will work if I activate the card now, or hold off if the changes is in a few days?
Thanks
 
Hi people,

My current limit on a HDFC CC is 5L. I wrote to grievance team to request for an upgrade to Diners Black. They said I was not eligible as per the bank's internal criteria. Is there any way to get this upgrade?

More Info:
I am holding Business Moneyback Card
I didn't spend much on this card because of its low reward rate.
I am an Imperia banking customer.
I clearly explained them that I spent good enough on my other CCs and yet they said I was not eligible.
In my opinion ask for business ragalia first then in the next 6 months use your business ragalia to spend 4 lakhs and then ask for DCB upgrade. This way you will get some return for you spendings.
 
Hi Guys,

Just wanted to know from anyone, if I would be eligible for DCB LTF, given my institute is in the list and I dont meet the salary criteria, hold DCP>1 yrs, Limit of 4.7 lakhs?

Thanks
I got it.. Requested them with the spends I did last year(8lakhs), etc. They converted it.
LTF/ FYF? How / what avenue? Dates etc? Alumni program ending dates? After?
Please share more contextual details & numericals and timelines so that people may try to replicate how you went about it.
 
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