Best Premium Savings Bank Account

[prash1161]

can maintain MAB about 1-2lakh
need lowest/zero forex markup on onlineand offline international transaction
and some good offers
suggest good banks
and ofcourse good intrest rates

also suggest one account for 25-50k MAB
Please nooooo idfc

 

[VasukiVasuki is verified member.]

can maintain MAB about 1-2lakh
need lowest/zero forex markup on onlineand offline international transaction
and some good offers
suggest good banks
and ofcourse good intrest rates

also suggest one account for 25-50k MAB
Please nooooo idfc

Induslnd.
🥶🧵....
Ok

 

[VasukiVasuki is verified member.]

can maintain MAB about 1-2lakh
need lowest/zero forex markup on onlineand offline international transaction
and some good offers
suggest good banks
and ofcourse good intrest rates

also suggest one account for 25-50k MAB
Please nooooo idfc

Thread 'Indus Grandé Savings Account - Discussion' https://www.technofino.in/community/threads/indus-grandé-savings-account-discussion.16598/

Watch the thread . Induslnd is good with forex ..else go for federal scapia

 

[prash1161]

Thread 'Indus Grandé Savings Account - Discussion' https://www.technofino.in/community/threads/indus-grandé-savings-account-discussion.16598/

Watch the thread . Induslnd is good with forex ..else go for federal scapia

i am still under 21 so no credit cards

 

[VasukiVasuki is verified member.]

i am still under 21 so no credit cards

Then just go with hdfc 👍 25 k saving max

U will get good cc before turning 21 as pre approved..
Usually after 20..

Use icici & amazon .. u will get cc as soon as u turn 21 ..

Then the spring rolls

 

[prash1161]

Then just go with hdfc 👍 25 k saving max

U will get good cc before turning 21 as pre approved..
Usually after 20..

Use icici & amazon .. u will get cc as soon as u turn 21 ..

Then the spring rolls

i will open both indusind and hdfc
thanks

 

[zomato]

can maintain MAB about 1-2lakh
need lowest/zero forex markup on onlineand offline international transaction
and some good offers
suggest good banks
and ofcourse good intrest rates

also suggest one account for 25-50k MAB
Please nooooo idfc

get IndusInd select(I don't see any major benefit for a teen to open an exclusive account, I made that mistake) or HDFC classic

 

[varun__goel_]

can maintain MAB about 1-2lakh
need lowest/zero forex markup on onlineand offline international transaction
and some good offers
suggest good banks
and ofcourse good intrest rates

also suggest one account for 25-50k MAB
Please nooooo idfc

For zero forex, you can consider indie (megastar)
And you're under 21, so get hdfc as primary acc for no shitty nonsense. Get it upgraded to classic.

 

[prash1161]

get IndusInd select(I don't see any major benefit for a teen to open an exclusive account, I made that mistake) or HDFC classic

What about indie megastar? Like compare to exclusive it doesn't have bms offer , and funding is 50k

 

[prash1161]

For zero forex, you can consider indie (megastar)
And you're under 21, so get hdfc as primary acc for no shitty nonsense. Get it upgraded to classic.

Currently I am 19
So megastar will be good right?

 

[varun__goel_]

Currently I am 19
So megastar will be good right?

Only for using it for upi, zero forex, bms..
Don't use it as a primary savings acc to park large amounts.

 

[prash1161]

Only for using it for upi, zero forex, bms..
Don't use it as a primary savings acc to park large amounts.

I will park like 2-3l so should consider exclusive?

 

[varun__goel_]

I will park like 2-3l so should consider exclusive?

I will suggest to get hdfc classic/preferred to park this amt of money as you won't have to worry about maintenance. Hdfc accs aren't downgraded in general if mab is not maintained. You will also get pre approved cc from hdfc

If exclusive acc suits you, then you can go for it. But you will have to permanently maintain balance, or get the surrogate cc to make it 0 bal (which would not possible before 21).

 

[prash1161]

I will suggest to get hdfc classic/preferred to park this amt of money as you won't have to worry about maintenance. Hdfc accs aren't downgraded in general if mab is not maintained. You will also get pre approved cc from hdfc

If exclusive acc suits you, then you can go for it. But you will have to permanently maintain balance, or get the surrogate cc to make it 0 bal (which would not possible before 21).

I visited branch , they told that you can get zero markup at 10k mab + 250 dc charges and nothing else . He told there will be something conversion charges . These employees will ask tons of questions so I think hdfc 25k mab one and indiee. I don't think there's risk to hold

 

[varun__goel_]

I visited branch , they told that you can get zero markup at 10k mab + 250 dc charges and nothing else . He told there will be something conversion charges . These employees will ask tons of questions so I think hdfc 25k mab one and indiee. I don't think there's risk to hold

Which bank branch?

 

[prash1161]

Which bank branch?

Indusind bank .

 

[varun__goel_]

Indusind bank .

Fools🤡
That is why I am telling get any hdfc account, park money in that, and whenever required to transact internationally just transfer to indie. Easy peazy

 

[prash1161]

Fools🤡
That is why I am telling get any hdfc account, park money in that, and whenever required to transact internationally just transfer to indie. Easy peazy

So 50k indie megastar and 25k hdfc
And extra money in hdfc right?

 

[varun__goel_]

So 50k indie megastar and 25k hdfc
And extra money in hdfc right?

Y e s

 

[prash1161]

Y e s

i opened indie and funded with 50k oneshot. called support they told once it gets upgraded into megastar its 0 balance account no need to maintain any money.