IDFC Wealth CC

[raj007]

I want to apply IDFC Wealth for my father. He is salaried person. He has no CC. Home loan he had that is closed now. Can he get wealth cc from idfc? How much salary is required for that?

 

[SSV]

Yess bro 3 words

Talk to your RM .
Ideally you should have talked to your RM before funding 10L.

 

[Cc_creditguy]

Talk to your RM .
Ideally you should have talked to your RM before funding 10L.

He said he get the card

 

[Cc_creditguy]

He said he get the card

But he. Giving the credit card agent number where I can get only basic card he is not aware of it or should I threaten him to close the account

 

[SSV]

But he. Giving the credit card agent number where I can get only basic card he is not aware of it or should I threaten him to close the account

Are you talking about wealth CC or Wealth account?
You don’t need 10L balance for wealth cc..

 

[SpiesCan'tCatchMe]

He said he get the card

He lied so now you have 2-3 options
1) approach bm for wealth card saying you already are maintaining good balance
2) remove all the balance and once again negotiate with bm or RM before funding
3) apply via c2c

 

[Cc_creditguy]

Are you talking about wealth CC or Wealth account?
You don’t need 10L balance for wealth cc..

I'm talking about wealth credit card

 

[Cc_creditguy]

He lied so now you have 2-3 options
1) approach bm for wealth card saying you already are maintaining good balance
2) remove all the balance and once again negotiate with bm or RM before funding
3) apply via c2c

Not possible for C2C coz my highest limit is 80k

 

[Cc_creditguy]

He lied so now you have 2-3 options
1) approach bm for wealth card saying you already are maintaining good balance
2) remove all the balance and once again negotiate with bm or RM before funding
3) apply via c2c

It's already a wealth account now 🥲

 

[SpiesCan'tCatchMe]

Not possible for C2C coz my highest limit is 80k

Then it's very hard to get wealth cc based on your savings account
But I have one more possible way for you

 

[Cc_creditguy]

Then it's very hard to get wealth cc based on your savings account
But I have one more possible way for you

Teach me bro 🙇

 

[SpiesCan'tCatchMe]

Then it's very hard to get wealth cc based on your savings account
But I have one more possible way for you

I have read on the forum that, you can mail pno or nodal desk saying you have been a loyal customer of idfc and already a wealth customer and have been maintaining a good balance so as a gesture of goodwill plz provide a pre approved offer for cc in your account and last line would be. If it's not possible then I will have to choose some other bank and will move my banking relationship to that bank.

 

[SSV]

But he. Giving the credit card agent number where I can get only basic card he is not aware of it or should I threaten him to close the account

I have read on the forum that, you can mail pno or nodal desk saying you have been a loyal customer of idfc and already a wealth customer and have been maintaining a good balance so as a gesture of goodwill plz provide a pre approved offer for cc in your account and last line would be. If it's not possible then I will have to choose some other bank and will move my banking relationship to that bank.

So these two tally now

 

[Cc_creditguy]

I have read on the forum that, you can mail pno or nodal desk saying you have been a loyal customer of idfc and already a wealth customer and have been maintaining a good balance so as a gesture of goodwill plz provide a pre approved offer for cc in your account and last line would be. If it's not possible then I will have to choose some other bank and will move my banking relationship to that bank.

Sure let me try 🥲

 

[SpiesCan'tCatchMe]

So these two tally now

Yeah and as always good RM's are a rare gem