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Closed IDFC Classic CC - reapplied - successfully obtained Wealth CC

Hi folks,

I have cleared dues of my 1 year old IDFC classic credit card (1 Lakh limit)... and placed closure request.. Just received card closure service number via email which says request will be processed in 7 days..

my question
1. will I get any NOC such as my card closure request has been processed successfully
2. When can I apply again for IDFC card after 6 months or immediately via second mobile num
3. Currently most of my cards have above 5L limit / highest 15L limit Magnus ? current CIBIL 780 - need tips / suggestion for getting Wealth Credit card
4. what salary to input in application? (monthly sal 1.6L)
1. Yes they should provide
2. Instantly after card cancellation using diff number
3. Magnus will work, though mention what all other cards you hold for better recommendation..
4. Min 3L/month
 
I recently placed closure request for IDFC First Power + card since I was using it very sparingly due to low availability of HP Pumps in my area. They informed that they can't upgrade to Wealth from a fuel cobranded card. So they told me to apply afresh . They could not even make it LTF. So finally closed the Power Plus card and applied for Select LTF which got approved today.
 
I recently placed closure request for IDFC First Power + card since I was using it very sparingly due to low availability of HP Pumps in my area. They informed that they can't upgrade to Wealth from a fuel cobranded card. So they told me to apply afresh . They could not even make it LTF. So finally closed the Power Plus card and applied for Select LTF which got approved today.
can u please share more details abt ur application??

like card used with limit for c2c ??
cibil score?

salary input in application // select limit approved etc
 
can u please share more details abt ur application??

like card used with limit for c2c ??
cibil score?

salary input in application // select limit approved etc
For C2C, I used Amex MRCC with 6.7 l limit. But even after inputting higher salary , I was getting Select card only with 3 l limit. So went ahead and submitted application for Select LTF instead of again trying for Wealth. I tried thrice but each time it showed Select. I think it has something to do with your address pin code also and might throw up Wealth on metro pin codes.CIBIL Score is 780+ with 11 years credit history
 
For C2C, I used Amex MRCC with 6.7 l limit. But even after inputting higher salary , I was getting Select card only with 3 l limit. So went ahead and submitted application for Select LTF instead of again trying for Wealth. I tried thrice but each time it showed Select. I think it has something to do with your address pin code also and might throw up Wealth on metro pin codes.CIBIL Score is 780+ with 11 years credit history
3 times = 3 ciil hits???
 
update: got call from customer care

was told to send 3 months payslips / salary credit bank statement / along with current max credit card limit... for reference to banker@idfcfirstbank.com.
then they will respond within 48 hours. If I am not satisfied with resolution then I can take my own decision

My scenario
classic limit - 1 Lakh , issued in Feb 2023 (spent more than 7 lakhs till date)
current salary - 1.6 Lakh
Magnus cc Limit - 15 Lakh

will it be realistic to except credit limit increase and upgraded to wealth???

I am even happy with 2-3 Lakh limit for wealth credit card ..

will banker@idfcfirstbank.com work or should I send to nodaldesk@idfcfirstbank.com as well??
 
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update: got call from customer care

was told to send 3 months payslips / salary credit abnk statement / current max credit card limit... for reference to banker@idfcfirstbank.com.
then they will respond within 48 hours. If I am not satisfied with resolution then I can take my own decision

My scenario
classic limit - 1 Lakh , issued in Feb 2023 (spent more than 7 lakhs till date)
current salary - 1.6 Lakh
Magnus cards - 15 Lakh

will it be realistic to except credit limit increase and upgraded to wealth???

I am even happy with 2-3 Lakh limit for wealth credit card ..

will banker@idfcfirstbank.com work or should I send to nodaldesk@idfcfirstbank.com as well??
Wealth on 1.6L salary would be difficult. But no harm in trying once.

Mail to banker would suffice.
 
update: got call from customer care

was told to send 3 months payslips / salary credit bank statement / along with current max credit card limit... for reference to banker@idfcfirstbank.com.
then they will respond within 48 hours. If I am not satisfied with resolution then I can take my own decision

My scenario
classic limit - 1 Lakh , issued in Feb 2023 (spent more than 7 lakhs till date)
current salary - 1.6 Lakh
Magnus cards - 15 Lakh

will it be realistic to except credit limit increase and upgraded to wealth???

I am even happy with 2-3 Lakh limit for wealth credit card ..

will banker@idfcfirstbank.com work or should I send to nodaldesk@idfcfirstbank.com as well??
send mail to banker email, they will revert with Credit Limit Increase, generally they give CL of 2x to 3x of your net salary. Raise a closure request once again after CL increase, they might take some approvals and give Wealth card.
 
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